4079 S Riverside Dr, Lanexa, VA 23089 Property Records

James City County property record for 4079 S Riverside Dr, Lanexa, VA 23089

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,331 sqft · built 1967
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Oct 2020)
Tax Bill$4,391 (2019)
Deeds & MortgagesNov 2025 Line of Credit
Jun 2022 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN19-1 05-0-0022

Property Details

APN / Parcel Number

Primary APN19-1 05-0-0022
Alternative APN
  • 3411

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,331 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Exterior MaterialWood Siding
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area14,985 sqft (0.344 acres)
Garage TypeCarport
CarportCarport
Carport Area840 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area772 sqft
Deck Area565 sqft
Patio Area565 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard

Location & Zoning

Account Number3411
Street Address4079 S RIVERSIDE DR
CityLANEXA
StateVA
Zip23089-9415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 GENERAL RESIDENTIAL
Legal DescriptionL-22 S-4 CHICKAHOMINY HAVEN
Legal SubdivisionCHICKAHOMINY HAVEN
Legal Lot Number22
JurisdictionJAMES CITY VA
Township / Civil DivisionPOWHATAN
Census Block Group1
Census Block1022
Census Tract80306

Owner

Source: James City County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4079 S RIVERSIDE DR, LANEXA, VA 23089-9415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2025Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
US BANK NATIONAL ASSOCIATION
Oct 1, 2020Warranty Deed, Transfer · VA Mortgage
PROSPERITY HM MTG
Jul 21, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 10, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2020 · Amount on Record
Deed SaleOct 1, 2020 · Amount on Record
Prior SaleJul 21, 2020
Deed Document Number200016754
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address4079 S RIVERSIDE DR, LANEXA, VA 23089-9415
Transaction TypeMortgage
Record UpdatedDec 4, 2025
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4079 S RIVERSIDE DR, LANEXA, VA 23089-9415

Mortgage

Document Number0202515577
DateNov 7, 2025
Instrument202515577
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 8, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address4079 S RIVERSIDE DR, LANEXA, VA 23089-9415
Transaction TypeMortgage
Record UpdatedJul 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202209931
DateJun 23, 2022
Instrument202209931
Lender
NameUS BANK NATIONAL ASSOCIATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateOct 1, 2020
Property Address4079 S RIVERSIDE DR, LANEXA, VA 23089-9415
Document Number0000016754
Instrument DateSep 28, 2020
Instrument16754
Transaction TypeTransfer
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$475.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4079 S RIVERSIDE DR LANEXA VA 230899415, LANEXA, VA 23089-9415

Mortgage

Document Number16755
DateOct 1, 2020
Instrument16755
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2050
Interest
Rate TypeFixed Rate

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJAMES CITY VA
Recording DateJul 21, 2020
Property Address4079 S RIVERSIDE DR, LANEXA, VA 23089-9415
Document Number0000010834
Instrument DateJul 20, 2020
Instrument10834
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3083 CIDER HOUSE RD TOANO VA 231689619, TOANO, VA 23168-9619

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJAMES CITY VA
Recording DateJun 10, 2020
Property Address4079 S RIVERSIDE DR, LANEXA, VA 23089-9415
Document Number0000008243
Instrument DateApr 24, 2020
Instrument8243
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4079 S RIVERSIDE DR LANEXA VA 230899415, LANEXA, VA 23089-9415

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$638,000 (+22.04%) Land $249,300 Building $388,700$638,000 (+22.04%) Land $249,300 Building $388,700
2023$522,800 Land $249,900 Building $272,900$522,800 Land $249,900 Building $272,900
2019$4,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 147 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies147 in force
Nearby Flood Claims14 (2003–2024)
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Riverside Dr

Nearby Streets

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