4079 Bridge St, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4079 Bridge St, Fair Oaks, CA 95628

Property Summary

Property Type	Commercial Vacant Land
Details	2,535 sqft · built 1925
Lot Size	0.332 acres (14,470 sqft)
Owner	Company Name on Record
Last Sale	$290,500 (May 2021)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`244-0232-014-0000`

Property Details

APN / Parcel Number

Primary APN	`244-0232-014-0000`
Alternative APN	`244-0232-028-0000`

Interior

Stories	1 Story
Building Area	2,535 sqft Total Area
1st Floor Area	2,535 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	14,470 sqft (0.332 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	24402320140000
Street Address	4089 RIDGE ST
City	FAIR OAKS
State	CA
Zip	95628-7134
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	SPA
Legal Description	POR OF LOT 2 BLK 29 FAIR OAKS CITY, DES AS BEG AT N E COR OF SD LOT 2, TH FROM SD P O B N 66%12W 71.31 FT TH S 02%47 E
Legal Subdivision	FAIR OAKS CITY
Legal Block	29
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4025
Census Tract	8009

Owner

Source: Sacramento County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2340 CASTRO WAY, SACRAMENTO, CA 95818-3234
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Construction Mortgage FLAGSTAR BANK FSB
May 3, 2021	Grant Deed, Transfer · Commercial Mortgage RON ELVIDGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Deed Book / Page	20210503 / 1838
Prior Transfer Date	Dec 24, 2003
Prior Transfer Doc	0000000976
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 24, 2026
Property Address	4089 RIDGE ST, FAIR OAKS, CA 95628-7134
Document Number	2026000237
Book / Page	20260824 / 237
Instrument Date	Aug 20, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	3156 OAK CLIFF CIR, CARMICHAEL, CA 95608-4534

Mortgage

Document Number	2026000237,
Date	Aug 24, 2026
Book Page	20260824/237

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 3, 2021
Property Address	4079 BRIDGE ST, FAIR OAKS, CA 95628-7503
Document Number	0000001838
Map Reference	MB A PG 48
Instrument Date	Apr 27, 2021
Instrument	202105031838
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2340 CASTRO WAY, SACRAMENTO, CA 95818-3234

Mortgage

Document Number	0000001839
Date	May 3, 2021
Instrument	202105031839

Lender

Name	RON ELVIDGE
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$206,630 (+2%) Land $206,630
2025	$2,458.00	$202,579 (-32.88%) Land $202,579
2023	$3,676.00 (+0.38%)	$301,804 Land $301,804
2022	$3,662.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50

May also be available: GeoLinks, T-Mobile.

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