40789 Rock Mountain Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 40789 Rock Mountain Dr, Fallbrook, CA 92028 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,540 sqft · built 1991
Lot Size	1.98 acres (86,684 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Nov 2021)
Tax Bill	$9,940 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`102-104-30-00`

Property Details

APN / Parcel Number

Primary APN	`102-104-30-00`
Alternative APN	`1021036200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,540 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	86,684 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1021036200
Street Address	40789 ROCK MOUNTAIN DR
City	FALLBROOK
State	CA
Zip	92028-8587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 1 TR PM10699
Legal Subdivision	SAN DIEGO TR 10699
Legal Tract	10699
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1061
Census Tract	19001

Owner

Source: San Diego County records · APN 102-104-30-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40789 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-8587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 23, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Jul 23, 2018	Quit Claim Deed, Transfer OTHER
Dec 28, 2017	Intrafamily Transfer, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Dec 28, 2017
Deed Document Number	2021805946
Prior Transfer Date	Dec 17, 2015
Prior Transfer Doc	0000652608
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	40789 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-8587
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40789 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-8587

Mortgage

Document Number	0000125838
Date	May 15, 2023
Instrument	2023-0125838

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2021
Property Address	40789 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-8587
Document Number	0000805946
Instrument Date	Nov 10, 2021
Instrument	2021-0805946
Transaction Type	Transfer
Record Updated	Dec 03, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40789 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-8587

Mortgage

Document Number	0000805947
Date	Nov 23, 2021
Instrument	2021-0805947

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 23, 2018
Property Address	40789 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-8587
Document Number	0000299442
Instrument Date	Jul 09, 2018
Instrument	299442
Transaction Type	Transfer
Record Updated	Aug 02, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	40789 ROCK MOUNTAIN DR FALLBROOK CA 920288587, FALLBROOK, CA 92028-8587

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 28, 2017
Property Address	40789 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-8587
Document Number	0000611400
Map Reference	FILE 80-382887
Instrument Date	Dec 22, 2017
Instrument	2017-0611400
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTMINSTER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40789 ROCK MOUNTAIN DR, FALLBROOK, CA 92028-8587

Mortgage

Document Number	0000611401
Date	Dec 28, 2017
Instrument	2017-0611401

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$947,125 (+2%) Land $330,277 Building $616,848
2025	$9,940.00 (+5.49%) Homeowner's exemption	$928,554 (+4.04%) Land $323,801 Building $604,753
2023	$9,423.00 (-0.04%) Homeowner's exemption	$892,499 Land $311,228 Building $581,271
2022	$9,427.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730190011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	About 1 in 55 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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