40787 de Luz Murrieta Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 40787 de Luz Murrieta Rd, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,720 sqft
Lot Size	14.2 acres (622,037 sqft)
Owner	Company Name on Record
Tax Bill	$1,904 (2025)
Deeds & Mortgages	Oct 2021 Transfer Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`101-571-21-00`

Property Details

APN / Parcel Number

Primary APN	`101-571-21-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,720 sqft Living Area

Exterior

Lot Area	622,037 sqft

Location & Zoning

Street Address	40787 DE LUZ MURRIETA RD
City	FALLBROOK
State	CA
Zip	92028-8528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM15722
Legal Subdivision	PARCEL MAP NO 15772
Legal Tract	1015722
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1011
Census Tract	19001

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	40787 DE LUZ MURRIETA RD, FALLBROOK, CA 92028-8528
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Intrafamily Transfer, Transfer
Dec 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage PRIVATE BUSINESS CAPITAL
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage ADVANCIAL FCU
Sep 9, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Sep 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 22, 2021
Transfer Doc	0000755321
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 29, 2021
Property Address	40787 DE LUZ MURRIETA RD, FALLBROOK, CA 92028-8528
Document Number	0000755321
Instrument Date	Oct 22, 2021
Instrument	2021-0755321
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40635 DE LUZ RD, FALLBROOK, CA 92028-8556

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	40787 DE LUZ MURRIETA RD, FALLBROOK, CA 92028-8528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000577179
Date	Dec 11, 2019
Instrument	2019-0577179

Lender

Name	PRIVATE BUSINESS CAPITAL
Type	Non-Lending Institution
Address	LA JOLLA, CA 92037

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	40787 DE LUZ MURRIETA RD, FALLBROOK, CA 92028-8528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000480745
Date	Oct 23, 2019
Instrument	2019-0480745

Lender

Name	ADVANCIAL FCU
Type	Credit Union
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	6.62%
Index	1-Year CMT
Margin	3
Max Rate	10.6%

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 9, 2020
Property Address	40787 DE LUZ MURRIETA RD, FALLBROOK, CA 92028-8528
Document Number	0000524767
Instrument Date	Aug 28, 2020
Instrument	524767
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	40635 DE LUZ RD FALLBROOK CA 920288556, FALLBROOK, CA 92028-8556

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 9, 2020
Property Address	40787 DE LUZ MURRIETA RD, FALLBROOK, CA 92028-8528
Document Number	0000524769
Instrument Date	Aug 28, 2020
Instrument	524769
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40635 DE LUZ RD FALLBROOK CA 920288556, FALLBROOK, CA 92028-8556

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$154,101 (+2%) Land $64,507 Building $89,594
2025	$1,904.00 (-4.66%)	$151,081 (+4.04%) Land $63,243 Building $87,838
2023	$1,997.00 (-0.05%)	$145,216 Land $60,788 Building $84,428
2022	$1,998.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97% of the US · above 85% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on de Luz Murrieta Rd

Nearby Streets

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