Stearns County property record for 40786 Co Rd 1, Rice, MN 56367
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.25 ba · 2,064 sqft · built 2001 |
| Lot Size | 2.82 acres (122,839 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,000 (Aug 2021) |
| Tax Bill | $9,910 (2026) |
| Deeds & Mortgages | Sep 2026 Transfer Jul 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-02243-0000 |
| Primary APN | 04-02243-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,064 sqft Living Area |
| Gross Area | 3,142 sqft |
| 1st Floor Area | 1,911 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Tilt-Up Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 122,839 sqft (2.82 acres) |
| Lot Dimensions | 615 ft deep x 150 ft wide |
| Garage Area | 740 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Gazebo | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 40786 COUNTY ROAD 1 |
|---|---|
| City | RICE |
| State | MN |
| Zip | 56367-9596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLK 001 JANSEN'S ADD PLAT 2 SECTION 20 TOWNSHIP 126 RANGE 028 SECTION 20 TOWNSHIP 126 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 126 |
| Legal Section | 20 |
| Legal Subdivision | JANSENS ADD PLAT 2 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | BROCKWAY |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 10200 |
40786 Co Rd 1 is owned and occupied by an individual who acquired it in September 2026.
Source: Stearns County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40786 COUNTY ROAD 1, RICE, MN 56367-9596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 8, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF RIO VISTA |
| Aug 18, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on File |
| Deed Sale | Aug 18, 2021 · Amount on File |
| Prior Sale | Mar 7, 2016 · Amount on File |
| Deed Document Number | 202144229 |
| Last Transfer Date | Sep 3, 2026 |
| Transfer Doc | 0001720416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 4, 2026 |
| Property Address | 40786 COUNTY ROAD 1, RICE, MN 56367-9596 |
| Document Number | 0001720416 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 20261720416 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 8, 2026 |
| Property Address | 40786 COUNTY ROAD 1, RICE, MN 56367-9596 |
| Document Number | 0001716599 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20261716599 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 40786 COUNTY ROAD 1, RICE, MN 56367-9596 |
| Document Number | 0001716599, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 20261716599 |
| Name | BANK OF RIO VISTA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 30, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 18, 2021 |
| Property Address | 40786 COUNTY ROAD 1, RICE, MN 56367-9596 |
| Document Number | 0000T44229 |
| Instrument Date | Jul 16, 2021 |
| Instrument | T44229 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40786 COUNTY ROAD 1, RICE, MN 56367-9596 |
The 2026 property tax bill for 40786 Co Rd 1 was $9,910.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Brockway Township |
| Unified School District | Sartell-St. Stephen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,910.00 | $874,900 (+0.01%) Land $319,400 Building $555,500 | $874,900 (+0.01%) Land $319,400 Building $555,500 |
| 2025 | $874,800 Land $318,900 Building $555,900 | $874,800 Land $318,900 Building $555,900 | |
| 2023 | $8,120.00 | $783,500 Land $295,800 Building $487,700 | $783,500 Land $295,800 Building $487,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40786 Co Rd 1 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40786 Co Rd 1 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
| Midco Fixed Wireless | 100 / 20 |
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