40786 1st Ave, Agate, CO 80101 Property Records

Elbert County property record for 40786 1st Ave, Agate, CO 80101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1922
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Mar 2021)
Tax Bill	$558 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79121-08-006`

Property Details

APN / Parcel Number

Primary APN	`79121-08-006`
Alternative APN	`R107117`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	934 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	13,983 sqft (0.321 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Baseboard
Heating Fuel	Other

Location & Zoning

Account Number	R107117
Old Parcel Number	7912108006
Street Address	40786 1ST AVE
City	AGATE
State	CO
Zip	80101-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MH
Legal Description	SECTION: 12 TOWNSHIP: 7 RANGE: 59SUBDIVISION: AGATE ORIGINAL BLOCK: 3 LOT: 1 THRU:- LOT: 4
Legal Range	59
Legal Township	07
Legal Section	12
Legal Quarter	NE
Legal Subdivision	AGATE ORIGINAL
Legal Block	3
Legal Lot Number	1
Jurisdiction	ELBERT CO
Township / Civil Division	AGATE
Census Block Group	1
Census Block	1036
Census Tract	961100

Owner

40786 1st Ave is owned and occupied by an individual who bought it in March 2021.

Source: Elbert County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	40786 1ST AVE, AGATE, CO 80101-5004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on File
Deed Sale	Mar 1, 2021 · Amount on File
Prior Sale	Apr 16, 2015 · Amount on File
Deed Document Number	605237
Deed Book / Page	813 / 810
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Mar 1, 2021
Property Address	40786 1ST AVE, AGATE, CO 80101-5004
Document Number	0008130810
Book / Page	813 / 810
Instrument Date	Feb 24, 2021
Instrument	605237
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13200 COUNTY ROAD 182, BENNETT, CO 80102-9227

Mortgage

Document Number	0000605238
Date	Mar 1, 2021
Instrument	605238

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 40786 1st Ave was $558.

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Agate School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$558.00	$8,790 Land $500 Building $8,290	$140,600 Land $8,000 Building $132,600
2023	$289.00 (+12.89%)	$5,250 (+17.19%) Land $310 Building $4,940	$78,450 (+21.63%) Land $4,685 Building $73,765
2022	$256.00	$4,480 Land $540 Building $3,940	$64,501 Land $7,830 Building $56,671

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40786 1st Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40786 1st Ave is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE WA private · serves 152 people · EPA ID CO0120001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Agate Mutual Telephone Cooperative Association Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20