40784 S 680 Rd, Jay, OK 74346 Property Records

Delaware County property record for 40784 S 680 Rd, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,212 sqft · built 1986
Lot Size	3.83 acres (167,270 sqft)
Owner	Individual Name on Record
Tax Bill	$476 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23N25E-32-3-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`23N25E-32-3-00000-000-0000`
Alternative APNs	`0001219` `1219`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Metal
Lot Area	167,270 sqft (3.83 acres)
Porch	Porch
Porch Area	264 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1219
Street Address	40784 S 680 RD
City	JAY
State	OK
Zip	74346-3756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32-23-25 PT N2 S2 SW DESCRIBED AS: BEG NW COR N2 S2 SW; E 830'; S 254'; W 830'; N 254' TO BEG LESS E 208.71' OF W 468.71' OF
Legal Range	25E
Legal Township	23N
Legal Section	32
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	1
Census Block	1021
Census Tract	376000

Owner

Source: Delaware County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	40784 S 680 RD, JAY, OK 74346-3756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Line of Credit THE CORNER STONE BANK
Mar 7, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 7, 2023
Transfer Doc	002478/687
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	40784 S 680 RD, JAY, OK 74346-3756
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40784 S 680 RD, JAY, OK 74346-3756

Mortgage

Document Number	002531/103
Date	Apr 8, 2024
Book Page	2531/103
Instrument	I-2024-002780

Lender

Name	THE CORNER STONE BANK
Type	Bank
Address	SOUTH WEST CITY, MO 64863

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 2, 2044

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OK
Recording Date	Mar 7, 2023
Property Address	40784 S 680 RD, JAY, OK 74346-3756
Document Number	002478/687
Book / Page	2478 / 687
Instrument Date	Mar 6, 2023
Instrument	I-2023-001767
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40784 S 680 RD, JAY, OK 74346-3756

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$476.00 (+1.06%)	$5,339 (+5%) Land $1,088 Building $4,251	$83,851 (-2.31%) Land $15,090 Building $68,761
2024	$471.00 (+9.79%)	$5,085 (+5%) Land $1,036 Building $4,049	$85,833 (+22.91%) Land $16,090 Building $69,743
2023	$429.00	$4,843 Land $995 Building $3,848	$69,834 Land $10,840 Building $58,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 49% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 680 Rd

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