40784 Laguna Pl, Fremont, CA 94539 Property Records

Alameda County property record for 40784 Laguna Pl, Fremont, CA 94539

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,730 sqft · built 1964
Lot Size	0.283 acres (12,305 sqft)
Owner	Trust Name on File
Last Sale	$1,781,000 (Jul 2020)
Tax Bill	$26,061 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`525-127-30`

Property Details

APN / Parcel Number

Primary APN	`525-127-30`
Alternative APN	`525-0127-030-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,730 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1984
Architectural Style	H-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	12,305 sqft (0.283 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40784 LAGUNA PL
City	FREMONT
State	CA
Zip	94539-3749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00027 BLK: 0003 TR: 2663
Legal Subdivision	AMENDED OF TRACT 2663
Legal Tract	2663
Legal Lot Number	27
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2007
Census Tract	442100

Owner

40784 Laguna Pl is held in a trust since June 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	40784 LAGUNA PL, FREMONT, CA 94539-3749
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Aug 4, 2021	Intrafamily Transfer, Transfer
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 31, 2020	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Prior Sale	Jul 8, 1997 · Amount on File
Deed Document Number	2020183853
Last Transfer Date	Jun 18, 2021
Transfer Doc	0000266502
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40784 LAGUNA PL, FREMONT, CA 94539-3749
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40784 IAGUNA PL, FREMONT, CA 94539

Mortgage

Document Number	0000365319
Date	Nov 8, 2021
Instrument	2021365319

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Aug 4, 2021
Property Address	40784 LAGUNA PL, FREMONT, CA 94539-3749
Document Number	0000266502
Map Reference	MB 50 PG 53
Instrument Date	Jun 18, 2021
Instrument	2021266502
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	40784 LAGUNA PL, FREMONT, CA 94539-3749

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40784 LAGUNA PL, FREMONT, CA 94539-3749
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	FIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40784 LAGUNA PL, FREMONT, CA 94539-3749

Mortgage

Document Number	0000026959
Date	Jan 22, 2021
Instrument	2021026959

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 31, 2020
Property Address	40784 LAGUNA PL, FREMONT, CA 94539-3749
Document Number	0000183853
Map Reference	MB 50 PG 53
Instrument Date	Jul 24, 2020
Instrument	2020183853
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	40784 LAGUNA PL, FREMONT, CA 94539-3749

Mortgage

Document Number	0000183854
Date	Jul 31, 2020
Instrument	2020183854

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate	3.75%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 40784 Laguna Pl was $26,061.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,196,259 (+2%) Land $772,842 Building $1,423,417
2025	$26,061.00	$2,153,210 Land $757,694 Building $1,395,516
2023	$22,424.00	$1,919,952 Land $728,280 Building $1,191,672	$1,855,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40784 Laguna Pl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40784 Laguna Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	650 / 150
Sail Internet Fixed Wireless	500 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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