4078 S Pinto Rd, Snowflake, AZ 85937 Property Records

Navajo County property record for 4078 S Pinto Rd, Snowflake, AZ 85937

Property Summary

Property Type	Single Family Home
Details	1,480 sqft · built 2007
Lot Size	2.36 acres (102,802 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Sep 2019)
Tax Bill	$591 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`403-07-342A`

Property Details

APN / Parcel Number

Primary APN	`403-07-342A`

Interior

Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,480 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Metal
Lot Area	102,802 sqft
Garage Type	Attached
Garage Area	840 sqft
Deck Area	Deck Area
Patio Area	601 sqft

Location & Zoning

Street Address	4078 E PINTO RD
City	SNOWFLAKE
State	AZ
Zip	85937-5713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-20
Legal Description	SECTION 23, T13N, R23E: RANCH OF THE GOLDEN HORSE#3 LOTS 342 & 34 3 COMB 403-07-342 & 343 TO 342A FOR2006ROLL
Legal Range	23E
Legal Township	13N
Legal Section	24
Legal Subdivision	RANCH OF THE GOLDEN HORSE #3
Legal Lot Number	342-3
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1031
Census Tract	963400

Owner

4078 S Pinto Rd is owned and occupied by an individual who bought it in September 2019.

Source: Navajo County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	4078 E PINTO RD, SNOWFLAKE, AZ 85937-5713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 24, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 7, 2020	Deed of Trust, Mortgage · VA Mortgage VALLEY WEST CORPORATIIN
Sep 24, 2019	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2019 · Amount on File
Deed Sale	Sep 24, 2019 · Amount on File
Prior Sale	Jan 22, 2015 · Amount on File
Deed Document Number	201914822
Prior Transfer Date	May 8, 2009
Prior Transfer Doc	0000008946
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Recording Date	May 27, 2026
Property Address	4078 E PINTO RD, SNOWFLAKE, AZ 85937-5713
Document Number	0000007612
Instrument Date	May 20, 2026
Instrument	20267612
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4078 E PINTO RD, SNOWFLAKE, AZ 85937-5713

Mortgage

Document Number	0000007612,
Date	May 27, 2026
Instrument	20267612

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	4078 S PINTO RD, SNOWFLAKE, AZ 85937
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	NOT AVAILABLE, SOLIDIFI TITLE AGENCY OF UTA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4078 E PINTO RD, SNOWFLAKE, AZ 85937-5713

Mortgage

Document Number	0000021716
Date	Sep 24, 2021
Instrument	2021-21716

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	4078 E PINTO RD, SNOWFLAKE, AZ 85937-5713
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019629
Date	Oct 7, 2020
Instrument	2020-19629

Lender

Name	VALLEY WEST CORPORATIIN
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89117

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 24, 2019
Property Address	4078 E PINTO RD, SNOWFLAKE, AZ 85937-5713
Document Number	0000014822
Map Reference	MB 1 PG 19
Instrument Date	Aug 26, 2019
Instrument	2019-14822
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2289, SNOWFLAKE, AZ 85937-2289

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4078 E PINTO RD, SNOWFLAKE, AZ 85937-5713

Mortgage

Document Number	0000014823
Date	Sep 24, 2019
Instrument	2019-14823

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4078 S Pinto Rd was $591.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$318,405 Land $4,393 Building $314,012
2025	$591.00	$30,997 Land $439 Building $30,558	$309,975 Land $4,393 Building $305,582
2023	$553.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4078 S Pinto Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2006–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4078 S Pinto Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Smith Bagley Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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