4078 Rutherford Rd, Powell, OH 43065 Property Records

Delaware County property record for 4078 Rutherford Rd, Powell, OH 43065

Property Summary

Property Type	Single Family Home
Details	6 bd · 7.5 ba · 8,223 sqft · built 2017
Lot Size	2.34 acres (101,930 sqft)
Owner	Individual Name on File
Last Sale	$1,426,500 (Aug 2025)
Tax Bill	$50,416 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`319-240-01-063-000`

Property Details

APN / Parcel Number

Primary APN	`319-240-01-063-000`
Alternative APN	`251727.00`

Interior

Bedrooms	6 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	8,223 sqft Living Area
Gross Area	14,243 sqft
1st Floor Area	5,598 sqft
Upper Floors Area	2,625 sqft
Basement Area	4,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	101,930 sqft (2.34 acres)
Garage Type	Attached
Garage Area	1,372 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Stoop
Porch Area	65 sqft
Patio Area	850 sqft
Shed	1 Shed
Shed Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	4078 RUTHERFORD RD
City	POWELL
State	OH
Zip	43065-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 796
Legal Subdivision	HOPPERS
Legal Lot Number	796
Jurisdiction	DELAWARE OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1031
Census Tract	12100

Owner

4078 Rutherford Rd is owned and occupied by an individual who bought it in August 2025.

Source: Delaware County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4078 RUTHERFORD RD, POWELL, OH 43065-6511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit CITADEL SERVICING CORPORATION
Mar 21, 2023	Quit Claim Deed, Transfer · Commercial Mortgage LIMA ONE CAPITAL LLC
Feb 14, 2020	Deed of Trust, Mortgage · Commercial Mortgage THE RICHWOOD BANKING CO
Jan 8, 2019	Trustee's Deed, Construction Loan · Line of Credit CONSTRUCTIVE LNS LLC
Jul 31, 2017	Deed of Trust, Mortgage FINANCE OF AMERICA COM'L LLC
Jul 27, 2017	Quit Claim Deed, Transfer APEX TITLE COMPANY, APEX TITLE AGENCY LIMITED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2025 · Amount on File
Deed Sale	Aug 20, 2025 · Amount on File
Prior Sale	Jul 27, 2017 · Amount on File
Deed Document Number	202519113
Deed Book / Page	2174 / 103
Prior Transfer Date	Mar 10, 2023
Prior Transfer Doc	0000005380
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4078 RUTHERFORD RD, POWELL, OH 43065-6511
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4078 RUTHERFORD RD, POWELL, OH 43065-6511

Mortgage

Document Number	0000026542
Date	Nov 3, 2025
Instrument	202500026542

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 21, 2023
Property Address	4078 RUTHERFORD RD, POWELL, OH 43065-6511
Document Number	0000005380
Book / Page	2021 / 2689
Map Reference	MB 14 PG 85&86
Instrument Date	Mar 10, 2023
Instrument	202300005380
Transaction Type	Transfer
Record Updated	Apr 3, 2023
Title Company	APEX TITLE COMPANY, APEX TITLE AGENCY LTD

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4078 RUTHERFORD RD, POWELL, OH 43065-6511

Mortgage

Document Number	0000005381
Date	Mar 21, 2023
Instrument	202300005381

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	14 Months
Due	May 1, 2024

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4078 RUTHERFORD RD, POWELL, OH 43065-6511
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	UNION COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005054
Date	Feb 14, 2020
Book Page	1701/0132
Instrument	202000005054

Lender

Name	THE RICHWOOD BANKING CO
Type	Bank
Address	MARYSVILLE, OH 43040

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 15, 2040

Interest

Rate Type	Adjustable Rate

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DELAWARE OH
Recording Date	Jan 8, 2019
Property Address	4078 RUTHERFORD RD, POWELL, OH 43065-6511
Book / Page	001614 / 002307
Instrument Date	Jan 3, 2019
Instrument	457
Transaction Type	Construction Loan
Record Updated	Jan 21, 2019
Title Company	APEX TITLE AGENCY, APEX TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7686 FISHEL DR N DUBLIN OH 430168746, DUBLIN, OH 43016-8746

Mortgage

Document Number	0000000457
Date	Jan 8, 2019
Book Page	001614/002307
Instrument	457

Lender

Name	CONSTRUCTIVE LNS LLC
Address	1801 S MEYERS RD # 210, OAKBROOK TERRACE, IL 60181-5279

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 7, 2020

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4078 RUTHERFORD RD, POWELL, OH 43065-6511
Document Number	0000022137
Book / Page	001518 / 002780
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7686 FISHEL DR N DUBLIN OH 430168746, DUBLIN, OH 43016-8746

Mortgage

Document Number	0000022137
Date	Aug 7, 2017
Book Page	001518/002780
Instrument	22137

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28209

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 27, 2017
Property Address	4078 RUTHERFORD RD, POWELL, OH 43065-6511
Document Number	0000020983
Book / Page	001516 / 002378
Instrument Date	Jul 19, 2017
Instrument	20983
Transaction Type	Transfer
Record Updated	Aug 24, 2017
Title Company	APEX TITLE COMPANY, APEX TITLE AGENCY LIMITED

Transaction

Amount	Amount on Record
Tax	$480.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7686 FISHEL DR N #B DUBLIN OH 430168746, B, DUBLIN, OH 43016-8746

Tax Assessment & Valuation

The 2025 property tax bill for 4078 Rutherford Rd was $50,416, up 0.2% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Liberty Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50,416.00 (+0.18%)	$884,700 (-) Land $84,700 Building $800,000	$2,527,700 Land $242,000 Building $2,285,700
2024	$50,324.00 (+1.41%)	$884,700 (-) Land $84,700 Building $800,000
2023	$49,626.00	$884,700 Land $84,700 Building $800,000	$2,527,700 Land $242,000 Building $2,285,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4078 Rutherford Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4078 Rutherford Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

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