Delaware County property record for 4078 E Bluff Dr, Lewis Center, OH 43035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,036 sqft · built 1998 |
| Lot Size | 6.02 acres (262,362 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,300 (Nov 1998) |
| Tax Bill | $10,045 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 318-143-02-006-000 |
| Primary APN | 318-143-02-006-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,036 sqft Living Area |
| Gross Area | 5,120 sqft |
| 1st Floor Area | 1,628 sqft |
| Upper Floors Area | 1,408 sqft |
| Basement Area | 1,616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 262,362 sqft (6.02 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1,000 sqft |
|---|---|
| Porch | Stoop |
| Porch Area | 28 sqft |
| Patio Area | 700 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 4078 E BLUFF DR |
|---|---|
| City | LEWIS CENTER |
| State | OH |
| Zip | 43035-9176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3605 BALE KENYON BLUFFS SECTION 2 |
| Legal Subdivision | BALE KENYON BLUFFS SECTION 2 |
| Legal Lot Number | 3605 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | ORANGE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 11540 |
4078 E Bluff Dr is owned and occupied by two individuals who bought it in November 1998.
Source: Delaware County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4078 E BLUFF DR, LEWIS CENTER, OH 43035-9176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 1998 · Amount on File |
| Deed Sale | Nov 6, 1998 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4078 E BLUFF DR, LEWIS CENTER, OH 43035-9176 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000036295 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 1889/1628 |
| Instrument | 202100036295 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4078 E BLUFF DR, LEWIS CENTER, OH 43035-9176 |
| Document Number | 0000012857 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4078 E BLUFF DR LEWIS CENTER OH 430359176, LEWIS CENTER, OH 43035-9176 |
| Document Number | 0000012857 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 001638/001105 |
| Instrument | 12857 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 27, 2034 |
The 2025 property tax bill for 4078 E Bluff Dr was $10,045, up 5.6% from the year before.
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Orange Township |
| Unified School District | Olentangy Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,045.00 (+5.6%) | $169,900 (-) Land $34,480 Building $135,420 | $485,400 Land $98,500 Building $386,900 |
| 2024 | $9,512.00 (-2.86%) Homeowner's exemption | $169,900 (-) Land $34,480 Building $135,420 | |
| 2023 | $9,792.00 Homeowner's exemption | $169,900 Land $34,480 Building $135,420 | $485,400 Land $98,500 Building $386,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4078 E Bluff Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4078 E Bluff Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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