4078 Cadle Creek Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 4078 Cadle Creek Rd, Edgewater, MD 21037 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,954 sqft · built 2019
Lot Size0.4 acres (17,424 sqft)
Owner2 Company Names on File
Last Sale$710,000 (Sep 2011)
Tax Bill$12,046 (2024)
Deeds & MortgagesNov 2019 Mortgage
Nov 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-132-03211320

Property Details

APN / Parcel Number

Primary APN01-132-03211320
Alternative APNs
  • 1-132-03211320
  • 13203211320

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,954 sqft Living Area
1st Floor Area1,732 sqft
Basement Area150 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
View / LotWaterfront
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchEnclosed Porch
Porch Area160 sqft
Deck Area608 sqft
Shed1 Shed
Shed Area119 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number13203211320
Street Address4078 CADLE CREEK RD
CityEDGEWATER
StateMD
Zip21037-4514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 6 CLAYTON CARR SUB
Legal SubdivisionCLAYTON CARR SUB
Legal Block2
Legal Lot Number6
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2023
Census Tract701201

Owner

Source: Anne Arundel County records · APN 01-132-03211320

Assessment roll updated August 13, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4078 CADLE CREEK RD, EDGEWATER, MD 21037-4514
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
OLD LINE BANK
Nov 17, 2020Deed of Trust, Mortgage · Line of Credit
WESBANCO BANK INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2011 · Amount on Record
Deed SaleSep 06, 2011 · Amount on Record
Prior SaleSep 06, 2011 · Amount on Record
Deed Document Number201123767/0151
Deed Book / Page23767 / 151
Last Transfer DateJul 26, 2024
Transfer Doc0408300309
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address4078 CADLE CREEK RD, EDGEWATER, MD 21037-4514
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyCOUNSEL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0338270001
DateNov 12, 2019
Book Page33827/001
Lender
NameOLD LINE BANK
TypeBank
AddressBOWIE, MD 20716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateDec 01, 2029
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change5.87%
Index1-Year CMT
Max Rate8.87%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address4078 CADLE CREEK RD, EDGEWATER, MD 21037-4514
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyCOUNSEL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4078 CADLE CREEK RD, EDGEWATER, MD 21037-4514

Mortgage

Document Number0356140466
DateNov 17, 2020
Book Page35614/466
Lender
NameWESBANCO BANK INC
TypeBank
AddressCROFTON, MD 21114
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,198,100 (+11.79%)$1,261,300 (+17.69%) Land $565,000 Building $696,300
2024$12,046.00 (+7.17%)
2023$11,240.00 Homeowner's exemption$1,071,700 Land $441,300 Building $630,400$1,071,700 Land $441,300 Building $630,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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