Elbert County property record for 40771 2nd Ave, Agate, CO 80101
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 882 sqft · built 1918 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $494 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jan 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 79121-08-004 |
| Primary APN | 79121-08-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 882 sqft Living Area |
| Gross Area | 1,092 sqft |
| 1st Floor Area | 882 sqft |
| Basement Area | 210 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 9,801 sqft (0.225 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | R107115 |
|---|---|
| Street Address | 40771 2ND AVE |
| City | AGATE |
| State | CO |
| Zip | 80101-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | SECTION: 12 TOWNSHIP: 7 RANGE: 59SUBDIVISION: AGATE ORIGINAL BLOCK: 3 LOT: 10 AND:- LOT: 11 |
| Legal Range | 59E |
| Legal Township | 7S |
| Legal Section | 12 |
| Legal Subdivision | AGATE ORIGINAL |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | ELBERT CO |
| Township / Civil Division | AGATE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 961100 |
40771 2nd Ave is owned and occupied by two individuals who acquired it in January 2026.
Source: Elbert County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40771 2ND AVE, AGATE, CO 80101-5000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · Commercial Mortgage JAMES A ETAL |
| Jan 12, 2023 | Deed of Trust, Mortgage JAMES A CRAVEN |
| Jan 26, 2026 | Intrafamily Transfer, Transfer · FHA Mortgage GOODLEAP LC |
| Aug 10, 2023 | Special Warranty Deed, Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORIT |
| Jun 20, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2026 |
| Deed Sale | Jan 26, 2026 |
| Prior Sale | Aug 10, 2023 · Amount on File |
| Deed Document Number | 2026648496 |
| Deed Book / Page | 857 / 445 |
| Prior Transfer Date | Dec 6, 2025 |
| Prior Transfer Doc | 0008570445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 40771 2ND AVE, AGATE, CO 80101-5000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008320863 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 832/863 |
| Instrument | 624583 |
| Name | JAMES A ETAL |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 40771 2ND AVE, AGATE, CO 80101-5000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008320862 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 832/862 |
| Instrument | 624582 |
| Name | JAMES A CRAVEN |
|---|---|
| Type | Private Party |
| Address | 254 SWEET GUM LN, RICHLANDS, NC 28574 |
| Amount | Amount on Record |
|---|---|
| Term | 159 Months |
| Due | Apr 17, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Jan 26, 2026 |
| Property Address | 40771 2ND AVE, AGATE, CO 80101-5000 |
| Document Number | 0008570445 |
| Book / Page | 857 / 445 |
| Instrument Date | Dec 6, 2025 |
| Instrument | 648496 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40771 2ND AVE, AGATE, CO 80101-5000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 40771 2ND AVE, AGATE, CO 80101-5000 |
| Document Number | 0000648497 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 648497 |
| Name | GOODLEAP LC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Jan 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Aug 10, 2023 |
| Property Address | 40771 2ND AVE, AGATE, CO 80101-5000 |
| Document Number | 0008380234 |
| Book / Page | 838 / 234 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 628658 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 40771 2ND AVE, AGATE, CO 80101-5000 |
| Document Number | 0000628680 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 628680 |
| Name | COLORADO HOUSING & FINANCE AUTHORIT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Number | 0008380235 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 838/235 |
| Instrument | 628659 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Jun 20, 2023 |
| Property Address | 40771 2ND AVE, AGATE, CO 80101-5000 |
| Document Number | 0008360599 |
| Book / Page | 836 / 599 |
| Instrument Date | Jun 12, 2023 |
| Instrument | 627432 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 22, PILOT POINT, TX 76258-0022 |
The 2025 property tax bill for 40771 2nd Ave was $494, up 192.3% from the year before.
Source: Elbert County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Elbert County |
| Unified School District | Agate School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $494.00 (+192.31%) | $7,780 Land $350 Building $7,430 | $124,500 Land $5,600 Building $118,900 |
| 2024 | $169.00 (+5.63%) | ||
| 2023 | $160.00 (-45.76%) | $2,910 (-43.6%) Land $170 Building $2,740 | $43,420 (-41.57%) Land $2,465 Building $40,955 |
| 2022 | $295.00 | $5,160 Land $380 Building $4,780 | $74,317 Land $5,489 Building $68,828 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40771 2nd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40771 2nd Ave is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 64% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AGATE WA private · serves 152 people · EPA ID CO0120001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Oct 2023 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Agate Mutual Telephone Cooperative Association Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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