4077 Reunion Pointe Ln, New Bern, NC 28562 Property Records

Craven County property record for 4077 Reunion Pointe Ln, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,584 sqft · built 2008
Lot Size	0.126 acres (5,508 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,460 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7-104-13-049`

Property Details

APN / Parcel Number

Primary APN	`7-104-13-049`
Alternative APN	`120673`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,508 sqft (0.126 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	120673
Street Address	4077 REUNION POINTE LN
City	NEW BERN
State	NC
Zip	28562-8444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 CAROLINA COMMONS NEIGHBORHOOD
Legal Subdivision	CAROLINA COMMONS NEIGHBORHOOD
Legal Lot Number	49
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3005
Census Tract	961003

Owner

Source: Craven County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4077 REUNION POINTE LN, NEW BERN, NC 28562-8444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 19, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 27, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 22, 2016	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 26, 2026	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
May 17, 2018	Deed, Transfer · FHA Mortgage STEARNS LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026
Deed Sale	Jan 26, 2026
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	202610151576
Deed Book / Page	3867 / 564
Prior Transfer Date	Jan 22, 2026
Prior Transfer Doc	003867/564
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	4077 REUNION POINTE LN, NEW BERN, NC 28562-8444
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03627/1836
Date	Aug 26, 2020
Book Page	3627/1836
Instrument	10060091

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	4077 REUNION POINTE LN, NEW BERN, NC 28562-8444
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03592/1023
Date	Nov 19, 2019
Book Page	3592/1023
Instrument	10046607

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	4077 REUNION POINTE LN, NEW BERN, NC 28562-8444
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03809/1585
Date	Aug 27, 2024
Book Page	3809/1585
Instrument	10130422

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	4077 REUNION POINTE LN, NEW BERN, NC 28562-8444
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03445/0817
Date	Jun 22, 2016
Book Page	3445/0817

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2031

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Jan 26, 2026
Property Address	4077 REUNION POINTE LN, NEW BERN, NC 28562-8444
Document Number	003867/564
Book / Page	3867 / 564
Map Reference	CAB H SLS 110-F-110-
Instrument Date	Jan 22, 2026
Instrument	10151576
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4077 REUNION POINTE LN, NEW BERN, NC 28562-8444

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4077 REUNION POINTE LN, NEW BERN, NC 28562-8444

Mortgage

Document Number	0003867567
Date	Jan 26, 2026
Instrument	3867/567

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	May 17, 2018
Property Address	4077 REUNION POINTE LN, NEW BERN, NC 28562-8444
Document Number	03535/2024
Book / Page	3535 / 2024
Instrument Date	May 10, 2018
Instrument	000010022456
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4077 REUNION POINTE LN, NEW BERN, NC 28562-8444

Mortgage

Document Number	0000003535/0000002027
Date	May 17, 2018
Book Page	0000003535/0000002027
Instrument	000010022457

Lender

Name	STEARNS LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,460.00 (+1.69%)	$286,090 (-) Land $65,000 Building $221,090	$286,090 (-) Land $65,000 Building $221,090
2023	$2,419.00 (-1.35%)	$286,090 (+24.6%) Land $65,000 Building $221,090	$286,090 (+24.6%) Land $65,000 Building $221,090
2022	$2,452.00	$229,600 Land $65,000 Building $164,600
2018			$229,600 Land $65,000 Building $164,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	4 (2012–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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