4077 Ramona Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 4077 Ramona Dr, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,275 sqft · built 1973
Lot Size	0.167 acres (7,277 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Mar 2026)
Tax Bill	$3,128 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R15-223-17-4230-0000-2940`

Property Details

APN / Parcel Number

Primary APN	`R15-223-17-4230-0000-2940`
Alternative APNs	`R152231742300000W294` `00180280` `180280`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,275 sqft Living Area
Gross Area	1,897 sqft
1st Floor Area	1,275 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,277 sqft (0.167 acres)
Lot Dimensions	111 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	270 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00180280
Street Address	4077 RAMONA DR
City	SPRING HILL
State	FL
Zip	34606-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEEKI WACHEE WOODLANDS UNIT 1 LOT 294
Legal Range	17E
Legal Township	23S
Legal Section	15
Legal Subdivision	WEEKI WACHEE WOODLANDS UN 1
Legal Lot Number	294
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1018
Census Tract	41204

Owner

4077 Ramona Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Hernando County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4077 RAMONA DR, SPRING HILL, FL 34606-2420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 9, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 16, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on File
Deed Sale	Mar 16, 2026 · Amount on File
Prior Sale	Dec 9, 2022 · Amount on File
Deed Document Number	202617303
Deed Book / Page	4681 / 1732
Prior Transfer Date	Mar 15, 2021
Prior Transfer Doc	0039660737
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 16, 2026
Property Address	4077 RAMONA DR, SPRING HILL, FL 34606-2420
Document Number	0046811732
Book / Page	4681 / 1732
Map Reference	MB 6 PG 88
Instrument Date	Mar 12, 2026
Instrument	2026017303
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,729.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8921 SKYMASTER DR, NEW PORT RICHEY, FL 34654-5237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4077 RAMONA DR, SPRING HILL, FL 34606-2420

Mortgage

Document Number	0046811734
Date	Mar 16, 2026
Instrument	4681/1734

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0046811748
Date	Mar 16, 2026
Book Page	4681/1748
Instrument	2026017305

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2036

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 9, 2022
Property Address	4077 RAMONA DR, SPRING HILL, FL 34606-2420
Document Number	0042480249
Book / Page	4248 / 249
Map Reference	MB 6 PG 88
Instrument Date	Dec 5, 2022
Instrument	2022087028
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	GREAT AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 ASH ST, GARDNER, MA 01440-2110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4077 RAMONA DR, SPRING HILL, FL 34606-2420

Mortgage

Document Number	0004248251
Date	Dec 9, 2022
Instrument	4248/251

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Mar 16, 2021
Property Address	4077 RAMONA DR, SPRING HILL, FL 34606-2420
Document Number	0039660737
Book / Page	3966 / 737
Map Reference	MB 6 PG 88
Instrument Date	Mar 15, 2021
Instrument	2021017840
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 ASH ST, GARDNER, MA 01440-2110

Tax Assessment & Valuation

The 2025 property tax bill for 4077 Ramona Dr was $3,128.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,128.00	$166,374	$176,067 Land $33,110 Building $142,957
2023		$137,499 Land $17,208 Building $120,291
2022	$2,088.00		$137,499 Land $15,282 Building $122,217

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4077 Ramona Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (2011–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4077 Ramona Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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