4077 McLean Dr, Cincinnati, OH 45255 Property Records

Clermont County property record for 4077 McLean Dr, Cincinnati, OH 45255

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,950 sqft · built 1951
Lot Size1.04 acres (45,302 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (May 2018)
Tax Bill$3,951 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN41-41-15.-044

Property Details

APN / Parcel Number

Primary APN41-41-15.-044

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,950 sqft Living Area
1st Floor Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Lot Area45,302 sqft (1.04 acres)
View / LotCul-de-sac
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area96 sqft
Deck Area408 sqft
Patio Area744 sqft
Shed1 Shed
Shed Area80 sqft
Poultry House40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4077 MCLEAN DR
CityCINCINNATI
StateOH
Zip45255-3322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMC LEAN GARDEN HOMES; LOT 44
Legal SubdivisionMCLEANS GARDEN HOMES SUBDIVISION
Legal Lot Number44
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group3
Census Block3004
Census Tract41404

Owner

Source: Clermont County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4077 MCLEAN DR, CINCINNATI, OH 45255-3322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Sep 13, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
Feb 21, 2023Deed of Trust, Mortgage · Line of Credit
SUPERIOR CU
Oct 31, 2019Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 29, 2018Warranty Deed, Transfer · FHA Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2018 · Amount on Record
Deed SaleMay 29, 2018 · Amount on Record
Prior SaleApr 1, 2016 · Amount on Record
Deed Document Number201811800
Deed Book / Page2772 / 1061
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4077 MCLEAN DR, CINCINNATI, OH 45255-3322
Transaction TypeMortgage
Record UpdatedApr 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4077 MCLEAN DR, CINCINNATI, OH 45255-3322

Mortgage

Document Number0000009092
DateMar 22, 2021
Book Page2873/5091
Instrument202100009092
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueNov 1, 2049

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4077 MCLEAN DR, CINCINNATI, OH 45255-3322
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029567
DateSep 13, 2021
Book Page2894/1748
Instrument202100029567
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term340 Months
DueJan 1, 2050

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4077 MCLEAN DR, CINCINNATI, OH 45255-3322
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015394
DateJun 8, 2022
Book Page2921/3781
Instrument202200015394
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4077 MCLEAN DR, CINCINNATI, OH 45255-3322
Transaction TypeMortgage
Record UpdatedApr 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002772
DateFeb 21, 2023
Book Page2938/5396
Instrument202300002772
Lender
NameSUPERIOR CU
TypeCredit Union
AddressLIMA, OH 45807
Agreement
TypeLine of Credit
AmountAmount Recorded
Term132 Months
DueFeb 11, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4077 MCLEAN DR, CINCINNATI, OH 45255-3322
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024790
DateOct 31, 2019
Book Page2822/1865
Instrument201900024790
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateMay 29, 2018
Property Address4077 MCLEAN DR, CINCINNATI, OH 45255-3322
Document Number0000011800
Book / Page2772 / 1061
Map ReferencePB C PG 133
Instrument DateMay 23, 2018
Instrument201800011800
Transaction TypeTransfer
Record UpdatedMay 16, 2022
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4077 MCLEAN DR, CINCINNATI, OH 45255-3322

Mortgage

Document Number0000011801
DateMay 29, 2018
Instrument201800011801
Lender
NameGUARDIAN SAVINGS BANK FSB
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,951.00 (-49.4%)$78,510 (-) Land $22,330 Building $56,180
2024$224,300 (-) Land $63,800 Building $160,500
2023$7,808.00 (+159.06%) Homeowner's exemption$78,510 (+51.77%) Land $22,330 Building $56,180$224,300 (+51.76%) Land $63,800 Building $160,500
2022$3,014.00 Homeowner's exemption$51,730 Land $14,700 Building $37,030
2020$147,800 Land $42,000 Building $105,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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