Saginaw County property record for 4077 Lone Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,896 sqft · built 2013 |
| Lot Size | 2 acres (87,164 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $36,500 (Jun 2007) |
| Tax Bill | $6,674 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-04-3005-012 |
| Primary APN | 28-12-3-04-3005-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,896 sqft Living Area |
| 1st Floor Area | 1,575 sqft |
| Basement Area | 1,575 sqft |
| Unfinished Basement | 1,575 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,164 sqft (2 acres) |
| Lot Dimensions | 581 ft deep x 150 ft wide |
| Garage Area | 824 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 348 sqft |
| Patio Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4077 LONE RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | N 150 FT OF S 510 FT OF E 580.8 FT OF E 1/2 OF SW 1/4 2.0 ACRES SEC 4 T12N R3E ***NEW # SPLIT FROM PARENT 3005-001 1/19/05 |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 04 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12002 |
4077 Lone Rd is owned and occupied by two individuals who acquired it in May 2021.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4077 LONE RD, FREELAND, MI 48623-8536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2007 · Amount on File |
| Deed Sale | Jun 19, 2007 · Amount on File |
| Deed Book / Page | 2447 / 1233 |
| Last Transfer Date | May 10, 2021 |
| Transfer Doc | 2021018269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 18, 2021 |
| Property Address | 4077 LONE RD, FREELAND, MI 48623-8536 |
| Document Number | 2021018269 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021018269 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | NOT AVAILABLE, TRUSTED TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4077 LONE RD, FREELAND, MI 48623-8536 |
| Document Number | 2021018270 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021018270 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 4077 Lone Rd was $6,674 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,300 (+2.15%) | $540,600 (+2.15%) | |
| 2025 | $6,674.00 Homeowner's exemption | $264,600 | $529,200 |
| 2023 | $216,900 | $433,800 | |
| 2022 | $5,529.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4077 Lone Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4077 Lone Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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