4077 Lake Blvd, Oceanside, CA 92056 Property Records

San Diego County property record for 4077 Lake Blvd, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1971
Lot Size	0.87 acres (3,800 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Aug 2009)
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-090-03-00`

Property Details

APN / Parcel Number

Primary APN	`168-090-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	3,800 sqft (0.87 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4077 LAKE BLVD
City	OCEANSIDE
State	CA
Zip	92056-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 3 TR 006403
Legal Subdivision	MIRA COSTA TERRACE
Legal Tract	006403
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1016
Census Tract	19805

Owner

4077 Lake Blvd is owned and occupied by two individuals who acquired it in June 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4077 LAKE BLVD, OCEANSIDE, CA 92056-4604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 15, 2021	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jun 14, 2021	Intrafamily Transfer, Transfer ORANGE COAST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2009 · Amount on File
Deed Sale	Aug 7, 2009 · Amount on File
Prior Sale	Mar 10, 2009 · Amount on File
Deed Document Number	2009441309
Last Transfer Date	Jun 4, 2021
Transfer Doc	0000437533
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4077 LAKE BLVD, OCEANSIDE, CA 92056-4604
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4077 LAKE BLVD, OCEANSIDE, CA 92056-4604

Mortgage

Document Number	0000437532
Date	Jun 14, 2021
Instrument	2021-0437532

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4077 LAKE BLVD, OCEANSIDE, CA 92056-4604
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4077 LAKE BLVD, OCEANSIDE, CA 92056-4604

Mortgage

Document Number	0000844769
Date	Dec 15, 2021
Instrument	2021-0844769

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2021
Property Address	4077 LAKE BLVD, OCEANSIDE, CA 92056-4604
Document Number	0000437533
Map Reference	MAP 6403
Instrument Date	Jun 4, 2021
Instrument	2021-0437533
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4077 LAKE BLVD, OCEANSIDE, CA 92056-4604

Tax Assessment & Valuation

The 2025 property tax bill for 4077 Lake Blvd was $2,080 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$200,112 (+2%) Land $134,289 Building $65,823
2025	$2,080.00 Homeowner's exemption	$196,189 Land $131,656 Building $64,533
2023	$1,994.00 (-2.11%) Homeowner's exemption	$188,573 Land $126,545 Building $62,028
2022	$2,037.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4077 Lake Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 92 condo units
Nearby Flood Claims	3 (1993–2025)
Most Recent Claim	Mar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4077 Lake Blvd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile.

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