4076 SE Bay Ave, Stuart, FL 34997 Property Records

Martin County property record for 4076 SE Bay Ave, Stuart, FL 34997 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,811 sqft · built 2004
Lot Size0.26 acres (11,326 sqft)
OwnerOwner Name on File
Tax Bill$4,481 (2024)
Flood ZoneZone X (minimal risk)
APN48-38-41-009-000-00740-9

Property Details

APN / Parcel Number

Primary APN48-38-41-009-000-00740-9
Alternative APN
  • 38813

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,811 sqft Living Area
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area451 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area503 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number38813
Street Address4076 SE BAY AVE
CitySTUART
StateFL
Zip34997-3410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 74 SECOND MAP OF ROCKY POINT ESTATES ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 3 PAGE 63 PUBLIC RECORDS OF
Legal Range41E
Legal Township38S
Legal Section48
Legal SubdivisionROCKY POINT ESTATES
Legal Lot Number74
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1009
Census Tract1302

Owner

Source: Martin County records · APN 48-38-41-009-000-00740-9

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address4076 SE BAY AVE, STUART, FL 34997-3410
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 03, 2003
Deed SaleOct 03, 2003
Deed Document Number0018232608
Deed Book / Page1823 / 2608
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$295,533 (+5.99%)$753,790 (+17.23%) Land $250,000 Building $503,790
2024$4,481.00 (+2.19%)
2023$4,385.00 (+3.74%) Additional exemption filed$278,840 (+3%)$643,010 (+10.37%) Land $250,000 Building $393,010
2022$4,227.00 Homeowner's exemption$270,719$582,570 Land $256,800 Building $325,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 167 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies253 units insured
86 under condo master policies
Nearby Flood Claims16 (1994–2025)
Claims Outside the SFHA6 of 16
Most Recent ClaimOct 2025, rainfall accumulation
Claims By Storm
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Flooding, Oct 1995 · 3 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
AT&TDSL100 / 20

May also be available at this address: AT&T, TPC ACC Acquisition, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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