4076 Reel Dr, Maiden, NC 28650 Property Records

Lincoln County property record for 4076 Reel Dr, Maiden, NC 28650

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,828 sqft · built 1996
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$15,500 (May 1995)
Tax Bill	$2,066 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3685-19-0296`

Property Details

APN / Parcel Number

Primary APN	`3685-19-0296`
Alternative APNs	`368500190296` `107199` `59674`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,828 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	32,670 sqft (0.75 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	107199
Street Address	4076 REEL DR
City	MAIDEN
State	NC
Zip	28650-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	#11 MOUNTAIN VIEW ACRES
Legal Subdivision	MOUNTAIN VIEW ACRES
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2001
Census Tract	70902

Owner

4076 Reel Dr is owned and occupied by two individuals who bought it in May 1995.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4076 REEL DR, MAIDEN, NC 28650-9517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 9, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 1995 · Amount on File
Deed Sale	May 19, 1995 · Amount on File
Prior Sale	May 19, 1995 · Amount on File
Deed Book / Page	903 / 237
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4076 REEL DR, MAIDEN, NC 28650-9517
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003449143
Date	Oct 23, 2025
Book Page	3449/143
Instrument	701019

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4076 REEL DR, MAIDEN, NC 28650-9517
Document Number	2673749
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4076 REEL DR MAIDEN NC 286509517, MAIDEN, NC 28650-9517

Mortgage

Document Number	2673749
Date	Jun 22, 2017
Book Page	002673/000749
Instrument	564377

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4076 Reel Dr was $2,066.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,066.00	$316,376 Land $34,000 Building $282,376	$316,376 Land $34,000 Building $282,376
2023	$2,027.00	$316,376 Land $34,000 Building $282,376	$316,376 Land $34,000 Building $282,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4076 Reel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4076 Reel Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

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