4076 Ranchero Dr, Dorr, MI 49323 Property Records

Allegan County property record for 4076 Ranchero Dr, Dorr, MI 49323

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1971
Lot Size	0.348 acres (15,159 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (May 2026)
Tax Bill	$3,201 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05-350-241-00`

Property Details

APN / Parcel Number

Primary APN	`05-350-241-00`
Alternative APN	`03-05-350-241-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	15,159 sqft (0.348 acres)
Lot Dimensions	132 ft deep x 115 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4076 RANCHERO DR
City	DORR
State	MI
Zip	49323-9377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A RESI
Legal Description	LOT 241 RANCHERO ESTATES NO 5 AND THE REPLAT OF LOTS 130 & 131 OF RANCHERO ESTATES NO 4 SEC 22 T4N R12W.
Legal Range	12W
Legal Township	04N
Legal Section	22
Legal Subdivision	RANCHERO ESTATES
Jurisdiction	ALLEGAN MI
Township / Civil Division	DORR
Census Block Group	2
Census Block	2020
Census Tract	30403

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4076 RANCHERO DR, DORR, MI 49323-9377
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2019	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
Sep 1, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Aug 15, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Mar 19, 2007	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
May 19, 2026	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Feb 4, 2019	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Mar 6, 2023 · Amount on Record
Deed Document Number	20268238
Deed Book / Page	5139 / 34
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4076 RANCHERO DR, DORR, MI 49323-9377
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004315/253
Date	Jan 14, 2019
Book Page	4315/253

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48641

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4076 RANCHERO DR, DORR, MI 49323-9377
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4076 RANCHERO DR, DORR, MI 49323-9377

Mortgage

Document Number	004665/696
Date	Sep 1, 2021
Book Page	4665/696

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4076 RANCHERO DR, DORR, MI 49323-9377
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003767/823
Date	Aug 15, 2013
Book Page	3767/823

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2023

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4076 RANCHERO DR, DORR, MI 49323-9377
Transaction Type	Mortgage
Record Updated	Jun 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003099/557
Date	Mar 19, 2007
Book Page	3099/557

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 19, 2026
Property Address	4076 RANCHERO DR, DORR, MI 49323-9377
Document Number	0000008238
Book / Page	5139 / 34
Instrument Date	May 15, 2026
Instrument	20268238
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282,295.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4076 RANCHERO DR, DORR, MI 49323-9377

Mortgage

Document Number	0000008239,
Date	May 19, 2026
Instrument	20268239

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000008240,
Date	May 19, 2026
Book Page	5139/49
Instrument	20268240

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 6, 2023
Property Address	4076 RANCHERO DR, DORR, MI 49323-9377
Document Number	004839/314
Book / Page	4839 / 314
Map Reference	LB 10 PG 96
Instrument Date	Feb 27, 2023
Instrument	2023002768
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	RIVER EDGE TITLE AGENCY LLC, RIVER WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4076 RANCHERO DR, DORR, MI 49323-9377

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1329 140TH AVE, WAYLAND, MI 49348-9745

Mortgage

Document Number	0004839317
Date	Mar 6, 2023
Instrument	4839-317

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 4, 2019
Property Address	4076 RANCHERO DR, DORR, MI 49323-9377
Document Number	004318/965
Book / Page	4318 / 965
Map Reference	LB 10 PG 96
Instrument Date	Jan 23, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4076 RANCHERO DR, 4076, DORR, MI 49323-9377

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4076 RANCHERO DR, DORR, MI 49323-9377

Mortgage

Document Number	0004318967
Date	Feb 4, 2019
Instrument	4318/967

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Dorr Township
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,100 (+3.31%) Land $49,500 Building $59,600	$218,200 (+3.31%) Land $99,000 Building $119,200
2025	$3,201.00 (+3.09%) Homeowner's exemption	$105,600 (+23.94%) Land $45,800 Building $59,800	$211,200 (+23.94%) Land $91,600 Building $119,600
2024	$3,105.00 (+28.15%)
2023		$85,200 Land $37,000 Building $48,200	$170,400 Land $74,000 Building $96,400
2022	$2,423.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DORR-LEIGHTON private · serves 500 people · EPA ID MI0001845
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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