4076 Omer Ln, Divide, CO 80814 Property Records

Teller County property record for 4076 Omer Ln, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.25 ba · 1,666 sqft · built 1983
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (May 2026)
Tax Bill	$2,130 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3029.191150100`

Property Details

APN / Parcel Number

Primary APN	`3029.191150100`
Alternative APN	`R0013762`

Interior

Bedrooms	5 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,666 sqft Living Area
Basement Area	816 sqft
Finished Basement	288 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2009
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	59,677 sqft (1.37 acres)
Garage Type	Detached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Deck Area	102 sqft
Patio Area	335 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0013762
Street Address	4076 OMER LN
City	DIVIDE
State	CO
Zip	80814-8817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L12 B2 SPRING VALLEY 9
Legal Range	69W
Legal Township	12S
Legal Section	19
Legal Subdivision	SPRING VALLEY 1-10
Legal Block	2
Legal Lot Number	12
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	1
Census Block	1062
Census Tract	10111

Owner

Source: Teller County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4076 OMER LN, DIVIDE, CO 80814-8817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 19, 2026	Warranty Deed, Transfer · VA Mortgage NORTHPOINTE BANK
Jul 24, 2020	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Feb 26, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	2026781275
Prior Transfer Date	Apr 28, 2014
Prior Transfer Doc	0000670957
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	4076 OMER LN, DIVIDE, CO 80814-8817
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000758065
Date	Apr 10, 2023
Instrument	758065

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	May 19, 2026
Property Address	4076 OMER LN, DIVIDE, CO 80814-8817
Document Number	0000781275
Instrument Date	May 15, 2026
Instrument	2026.781275
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	CORE TITLE, CORETITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,999.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4076 OMER LN, DIVIDE, CO 80814-8817

Mortgage

Document Number	0000781276,
Date	May 19, 2026
Instrument	2026.781276

Lender

Name	NORTHPOINTE BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Jul 24, 2020
Property Address	4076 OMER LN, DIVIDE, CO 80814-8817
Document Number	0000727616
Instrument Date	Jul 23, 2020
Instrument	727616
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	UNIFIED TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4076 OMER LN, DIVIDE, CO 80814-8817

Mortgage

Document Number	0000727617
Date	Jul 24, 2020
Instrument	727617

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Feb 26, 2018
Property Address	4076 OMER LN, DIVIDE, CO 80814-8817
Document Number	0000704799
Instrument Date	Feb 23, 2018
Instrument	704799
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	EMPIRE TITLE COLORADO SPRING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4076 OMER LN, DIVIDE, CO 80814-8817

Mortgage

Document Number	0000704800
Date	Feb 26, 2018
Instrument	704800

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,130.00 (+2.8%)	$32,290 (-3.12%) Land $4,701 Building $27,589
2024	$2,072.00 (+4.91%)	$33,330 (-) Land $4,183 Building $29,147	$516,630 (-6.49%) Land $75,220 Building $441,410
2023	$1,975.00 (+42.09%)	$33,330 (+34.4%) Land $4,180 Building $29,150	$552,479 (+54.84%) Land $69,336 Building $483,143
2022	$1,390.00	$24,800 Land $3,390 Building $21,410	$356,814 Land $48,723 Building $308,091

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98.1% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: AT&T, Verizon, Vero Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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