4076 Mockingbird Ln, Banning, CA 92220 Property Records

Riverside County property record for 4076 Mockingbird Ln, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,455 sqft · built 2002
Lot Size0.729 acres (31,798 sqft)
OwnerIndividual Name on Record
Last Sale$599,000 (Mar 2021)
Tax Bill$8,964 (2025)
Deeds & MortgagesDec 2021 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN535-281-004

Property Details

APN / Parcel Number

Primary APN535-281-004

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,455 sqft Living Area
Gross Area3,039 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2003
Construction TypeWood
Roof MaterialTile
Lot Area31,798 sqft (0.729 acres)
Garage TypeAttached
Garage Area584 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number535281004
Street Address4076 MOCKINGBIRD LN
CityBANNING
StateCA
Zip92220-1122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 5 MB 100/080 TR 10620
Legal SubdivisionMOUNTAIN AIR RANCH ESTATE UNIT #2
Legal Tract10620
Legal Lot Number5
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group1
Census Block1003
Census Tract44103

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9945 CHERRY AVE, CHERRY VALLEY, CA 92223-4511
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Mar 18, 2021Grant Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2021 · Amount on Record
Deed SaleMar 18, 2021 · Amount on Record
Prior SaleFeb 22, 2016 · Amount on Record
Deed Document Number2021-0173190
Record UpdatedJun 7, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address4076 MOCKINGBIRD LN, BANNING, CA 92220-1122
Transaction TypeMortgage
Record UpdatedDec 27, 2021
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address4076 MOCKINGBIRD LN, BANNING, CA 92220-1122

Mortgage

Document Number0000735415
DateDec 14, 2021
Instrument2021-0735415
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateMar 18, 2021
Property Address4076 MOCKINGBIRD LN, BANNING, CA 92220-1122
Document Number0000173190
Map ReferenceMB 100 PG 80&81
Instrument DateJan 20, 2021
Instrument2021-0173190
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address9945 CHERRY AVE, CHERRY VALLEY, CA 92223-4511

Mortgage

Document Number0000173191
DateMar 18, 2021
Instrument2021-0173191
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,964.00 (+2.07%)$648,374 (+4.04%) Land $81,181 Building $567,193
2023$8,782.00 (+2.15%)$623,199 Land $78,030 Building $545,169
2022$8,597.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 75% of California
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35

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