4076 Harbour Island Ln, Oxnard, CA 93035 Property Records

Ventura County property record for 4076 Harbour Island Ln, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,760 sqft · built 2007
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Trust Names on File
Last Sale	$435,000 (Jun 2022)
Tax Bill	$34,324 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`188-0-300-065`

Property Details

APN / Parcel Number

Primary APN	`188-0-300-065`
Alternative APN	`1880110565`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,760 sqft Living Area
1st Floor Area	1,809 sqft
2nd Floor Area	1,951 sqft
Upper Floors Area	152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	6,000 sqft (0.138 acres)
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	114 sqft
Patio Area	152 sqft

Location & Zoning

Street Address	4076 HARBOUR ISLAND LN
City	OXNARD
State	CA
Zip	93035-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 526608 LOT: 56 REF: 156MR 67
Legal Subdivision	5265-8 OXNARD
Legal Tract	526608
Legal Block	300
Legal Lot Number	56
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2014
Census Tract	3616

Owner

4076 Harbour Island Ln is held in a trust since June 2022.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4076 HARBOUR ISLAND LN, OXNARD, CA 93035-1448
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOGIX FCU
Nov 24, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on File
Deed Sale	Jun 14, 2022 · Amount on File
Prior Sale	Jul 24, 2007 · Amount on File
Deed Document Number	202266740
Prior Transfer Date	Mar 14, 2008
Prior Transfer Doc	0000043571
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jun 14, 2022
Property Address	4076 HARBOUR ISLAND LN, OXNARD, CA 93035-1448
Document Number	2022000066740
Map Reference	MB 156 PG 67-70
Instrument Date	Jun 6, 2022
Instrument	2022000066740
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4076 HARBOUR ISLAND LN, OXNARD, CA 93035-1448

Mortgage

Document Number	2022000066741
Date	Jun 14, 2022
Instrument	2022000066741

Lender

Name	LOGIX FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4076 HARBOUR ISLAND LN, OXNARD, CA 93035-1448
Document Number	0000157143
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4076 HARBOUR ISLAND LN OXNARD CA 930351448, OXNARD, CA 93035-1448

Mortgage

Document Number	0000157143
Date	Dec 5, 2017
Instrument	157143

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 4076 Harbour Island Ln was $34,324, up 0.6% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,201,763 (+2%) Land $1,430,891 Building $770,872
2025	$34,324.00 (+0.57%)	$2,158,592 Land $1,402,835 Building $755,757
2024	$34,128.00 (+2.93%)
2023	$33,158.00 (+5.94%)	$2,074,772 Land $1,348,361 Building $726,411
2022	$31,299.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4076 Harbour Island Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4076 Harbour Island Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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