4076 Bluff St, Torrance, CA 90505 Property Records

Los Angeles County property record for 4076 Bluff St, Torrance, CA 90505

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,604 sqft · built 1956
Lot Size	0.15 acres (6,549 sqft)
Owner	2 Trust Names on File
Last Sale	$1,190,000 (Aug 2018)
Tax Bill	$15,099 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7534-031-032`

Property Details

APN / Parcel Number

Primary APN	`7534-031-032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,549 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4076 BLUFF ST
City	TORRANCE
State	CA
Zip	90505-6364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TORR-LO
Legal Description	*TR=PARCEL MAP AS PER BK 152 P 78 OF P M LOT 1
Legal Subdivision	WALTERIA
Legal Block	2
Legal Lot Number	1
Jurisdiction	LOS ANGELES CA
Township / Civil Division	TORRANCE
Census Block Group	2
Census Block	2004
Census Tract	651302

Owner

4076 Bluff St is held in a trust since August 2018.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4076 BLUFF ST, TORRANCE, CA 90505-6364
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 9, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 24, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Apr 11, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Aug 13, 2018	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2018 · Amount on File
Deed Sale	Aug 13, 2018 · Amount on File
Prior Sale	Jul 10, 2013 · Amount on File
Deed Document Number	2018812261
Prior Transfer Date	Aug 8, 2011
Prior Transfer Doc	0001481751
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	4076 BLUFF ST, TORRANCE, CA 90505-6364
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4076 BLUFF ST, TORRANCE, CA 90505-6364

Mortgage

Document Number	0000384743
Date	Mar 9, 2021
Instrument	21-0384743

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	4076 BLUFF ST, TORRANCE, CA 90505-6364
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000339637
Date	Apr 9, 2018
Instrument	18-0339637

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	4076 BLUFF ST, TORRANCE, CA 90505-6364
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GUARANTEED RATE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4076 BLUFF ST, TORRANCE, CA 90505-6364

Mortgage

Document Number	0001121471
Date	Sep 16, 2020
Instrument	20-1121471

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	4076 BLUFF ST, TORRANCE, CA 90505-6364
Document Number	0001164770
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4076 BLUFF ST TORRANCE CA 905056364, TORRANCE, CA 90505-6364

Mortgage

Document Number	0001164770
Date	Oct 30, 2019
Instrument	1164770

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	4076 BLUFF ST, TORRANCE, CA 90505-6364
Document Number	0000357712
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4076 BLUFF ST TORRANCE CA 905056364, TORRANCE, CA 90505-6364

Mortgage

Document Number	0000357712
Date	Apr 23, 2019
Instrument	357712

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Aug 13, 2018
Property Address	4076 BLUFF ST, TORRANCE, CA 90505-6364
Document Number	0000812261
Instrument Date	Jun 29, 2018
Instrument	812261
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	PROGRESSIVE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,309.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4076 BLUFF ST TORRANCE CA 905056364, TORRANCE, CA 90505-6364

Mortgage

Document Number	812262
Date	Aug 13, 2018
Instrument	812262

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4076 Bluff St was $15,099.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Torrance City
Unified School District	Torrance Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,354,008 (+2%) Land $1,083,209 Building $270,799
2025	$15,099.00	$1,327,460 Land $1,061,970 Building $265,490
2023	$14,583.00 (+1.35%)	$1,275,916 Land $1,020,734 Building $255,182
2022	$14,389.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4076 Bluff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4076 Bluff St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRANCE-CITY, WATER DEPT. serves 106,183 people · EPA ID CA1910213
Water Source	Purchased surface water from METROPOLITAN WATER DIST. OF SO. CAL.
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications, GeoLinks, Starry.

Nearby Properties on Bluff St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures