Lake County property record for 40751 W 4th Ave, Umatilla, FL 32784 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,162 sqft Living Area |
| Lot Size | 11,500 sqft (0.264 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $318,000 (2026) |
| Tax Bill | $2,656.00 (2025) |
| Primary APN | 08-18-27-0100-020-01600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,162 sqft Living Area |
| Gross Area | 1,687 sqft Gross Area |
| 1st Floor | 1,162 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,500 sqft (0.264 acres) |
| Depth X Width | 115 ft x 100 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 381 sqft Garage |
| Porch Area | 144 sqft Porch |
| Utility Building | 600 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 1227551 |
|---|---|
| Street Address | 40751 W 4TH AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9286 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EAST UMATILLA LOTS 16 17 18 19 BLK 20 PB 6 PGS 87-95 ORB 5813 PG 1461 ORB 6341 PG 1513 |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 8 |
| Legal Subdivision | EAST UMATILLA |
| Legal Tract | 0100 |
| Legal Block | 20 |
| Legal Lot Number | 16 |
| Jurisdiction | LAKE FL |
| Minor Civil Division | UMATILLA |
| Census Blockgroup | 2 |
| Census Block | 2050 |
| Census Tract | 30109 |
Source: Lake County records · APN 08-18-27-0100-020-01600
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40751 W 4TH AVE, UMATILLA, FL 32784-9286 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| May 26, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| Aug 07, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Oct 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| May 25, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage COMMUNITY FIRST NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Oct 12, 2021 · Amount on Record |
| Deed Doc Number | 202663684 |
| Deed Book / Page | 6744 / 1416 |
| Prior Transfer Date | May 22, 2024 |
| Prior Transfer Doc | 0063411513 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40751 W 4TH AVE, UMATILLA, FL 32784-9286 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 40751 W 4TH AVE, UMATILLA, FL 32784-9286 |
| Document Number | 0056410179 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 5641/179 |
| Instrument | 2021019162 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Aug 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 26, 2026 |
| Property Address | 40751 W 4TH AVE, UMATILLA, FL 32784-9286 |
| Document Number | 0000063684 |
| Book / Page | 6744 / 1416 |
| Instrument Date | May 20, 2026 |
| Instrument | 202663684 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | KNIGHT BARRY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224,826.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 40751 W 4TH AVE, UMATILLA, FL 32784-9286 |
| Document Number | 0000063685, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202663685 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000063686, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 6744/1432 |
| Instrument | 202663686 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Jun 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40751 W 4TH AVE, UMATILLA, FL 32784-9286 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055190777 |
|---|---|
| Date | Aug 07, 2020 |
| Book Page | 5519/777 |
| Instrument | 2020085547 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Jul 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 12, 2021 |
| Property Address | 40751 W 4TH AVE, UMATILLA, FL 32784-9286 |
| Document Number | 0058131461 |
| Book / Page | 5813 / 1461 |
| Map Reference | MB 6 PG 87 |
| Instrument Date | Oct 05, 2021 |
| Instrument | 2021141128 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,869.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 N CENTRAL AVE, UMATILLA, FL 32784-9616 |
| Name | Verified Name |
|---|---|
| Address | 40751 W 4TH AVE, UMATILLA, FL 32784-9286 |
| Document Number | 0058131463 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 5813/1463 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 25, 2018 |
| Property Address | 40751 W 4TH AVE, UMATILLA, FL 32784-9286 |
| Document Number | 0051152177 |
| Book / Page | 5115 / 2177 |
| Map Reference | MB 6 PG 87-95 |
| Instrument Date | May 23, 2018 |
| Instrument | 2018061587 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40751 W 4TH AVE, UMATILLA, FL 32784-9286 |
| Document Number | 2018061588 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 2018061588 |
| Name | COMMUNITY FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,560 (+2.9%) | $210,421 (-) Land $51,750 Building $158,671 | |
| 2025 | $2,656.00 (+2.67%) Homeowner's exemption | $178,390 (+5.98%) Land $51,750 Building $126,640 | $210,421 (+16.47%) Land $51,750 Building $158,671 |
| 2024 | $2,587.00 (+11.8%) | ||
| 2023 | $2,314.00 (+8.64%) Homeowner's exemption | $168,320 (+3%) | $180,672 (+10.56%) Land $51,750 Building $128,922 |
| 2022 | $2,130.00 Homeowner's exemption | $163,422 | $163,422 Land $34,500 Building $128,922 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 16% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 862 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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