40751 W 4th Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40751 W 4th Ave, Umatilla, FL 32784 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2024
Square Footage1,162 sqft Living Area
Lot Size11,500 sqft (0.264 acres)
OccupancyOwner Occupied
Last Sale$318,000 (2026)
Tax Bill$2,656.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-18-27-0100-020-01600
Alternative APNs
  • 271808010002001600
  • 1227551

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,162 sqft Living Area
Gross Area1,687 sqft Gross Area
1st Floor1,162 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2024
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area11,500 sqft (0.264 acres)
Depth X Width115 ft x 100 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area381 sqft Garage
Porch Area144 sqft Porch
Utility Building600 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1227551
Street Address40751 W 4TH AVE
CityUMATILLA
StateFL
Zip32784-9286
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEAST UMATILLA LOTS 16 17 18 19 BLK 20 PB 6 PGS 87-95 ORB 5813 PG 1461 ORB 6341 PG 1513
Legal Range27E
Legal Township18S
Legal Section8
Legal SubdivisionEAST UMATILLA
Legal Tract0100
Legal Block20
Legal Lot Number16
JurisdictionLAKE FL
Minor Civil DivisionUMATILLA
Census Blockgroup2
Census Block2050
Census Tract30109

Owner

Source: Lake County records · APN 08-18-27-0100-020-01600

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40751 W 4TH AVE, UMATILLA, FL 32784-9286
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
May 26, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Aug 07, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Oct 12, 2021Warranty Deed, Transfer · Conventional Mortgage
SUN WEST MORTGAGE COMPANY INC
May 25, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
COMMUNITY FIRST NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2026 · Amount on Record
Deed SaleMay 26, 2026 · Amount on Record
Prior SaleOct 12, 2021 · Amount on Record
Deed Doc Number202663684
Deed Book / Page6744 / 1416
Prior Transfer DateMay 22, 2024
Prior Transfer Doc0063411513
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address40751 W 4TH AVE, UMATILLA, FL 32784-9286
Transaction TypeMortgage
Record UpdatedJun 15, 2026
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address40751 W 4TH AVE, UMATILLA, FL 32784-9286

Mortgage

Document Number0056410179
DateFeb 10, 2021
Book Page5641/179
Instrument2021019162
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term330 Months
DueAug 01, 2048

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMay 26, 2026
Property Address40751 W 4TH AVE, UMATILLA, FL 32784-9286
Document Number0000063684
Book / Page6744 / 1416
Instrument DateMay 20, 2026
Instrument202663684
Transaction TypeTransfer
Record UpdatedJun 09, 2026
Title CompanyKNIGHT BARRY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$224,826.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address40751 W 4TH AVE, UMATILLA, FL 32784-9286

Mortgage

Document Number0000063685,
DateMay 26, 2026
Instrument202663685
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP CORP
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.37%
Max Rate-1%

Mortgage

Document Number0000063686,
DateMay 26, 2026
Book Page6744/1432
Instrument202663686
Lender
NameFLORIDA HOUSING FINANCE CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term30 Months
DueJun 01, 2056
Interest
Rate6.37%
Max Rate-1%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address40751 W 4TH AVE, UMATILLA, FL 32784-9286
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055190777
DateAug 07, 2020
Book Page5519/777
Instrument2020085547
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term335 Months
DueJul 01, 2048

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 12, 2021
Property Address40751 W 4TH AVE, UMATILLA, FL 32784-9286
Document Number0058131461
Book / Page5813 / 1461
Map ReferenceMB 6 PG 87
Instrument DateOct 05, 2021
Instrument2021141128
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,869.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address315 N CENTRAL AVE, UMATILLA, FL 32784-9616

Transferred To (Grantee/Buyer)

NameVerified Name
Address40751 W 4TH AVE, UMATILLA, FL 32784-9286

Mortgage

Document Number0058131463
DateOct 12, 2021
Instrument5813/1463
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMay 25, 2018
Property Address40751 W 4TH AVE, UMATILLA, FL 32784-9286
Document Number0051152177
Book / Page5115 / 2177
Map ReferenceMB 6 PG 87-95
Instrument DateMay 23, 2018
Instrument2018061587
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyWATSON TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,435.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40751 W 4TH AVE, UMATILLA, FL 32784-9286

Mortgage

Document Number2018061588
DateMay 25, 2018
Instrument2018061588
Lender
NameCOMMUNITY FIRST NATIONAL BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$183,560 (+2.9%)$210,421 (-) Land $51,750 Building $158,671
2025$2,656.00 (+2.67%) Homeowner's exemption$178,390 (+5.98%) Land $51,750 Building $126,640$210,421 (+16.47%) Land $51,750 Building $158,671
2024$2,587.00 (+11.8%)
2023$2,314.00 (+8.64%) Homeowner's exemption$168,320 (+3%)$180,672 (+10.56%) Land $51,750 Building $128,922
2022$2,130.00 Homeowner's exemption$163,422$163,422 Land $34,500 Building $128,922

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 862 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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Nearby Streets

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