St. Mary's County property record for 40751 S 40 Dr, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,580 sqft · built 1978 |
| Lot Size | 0.551 acres (24,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $124,200 (May 1995) |
| Tax Bill | $3,805 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-001377 |
| Primary APN | 03-001377 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,580 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 24,000 sqft (0.551 acres) |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 556 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 001377 |
|---|---|
| Street Address | 40751 S 40 DR |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-2152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNC |
| Legal Description | LOT 254 SECTION 2 PLAT 4/32 SOCIETY HILL |
| Legal Subdivision | SOCIETY HILL |
| Legal Lot Number | 254 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 875400 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40751 S 40 DR, LEONARDTOWN, MD 20650-2152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 1995 · Amount on Record |
| Deed Sale | May 25, 1995 · Amount on Record |
| Prior Sale | Jun 9, 1978 · Amount on Record |
| Deed Book / Page | 972 / 211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 40751 S 40 DR, LEONARDTOWN, MD 20650-2152 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0064680280 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 6468/280 |
| Name | CEDAR POINT FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON PARK, MD 20653 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,933 (+12.49%) | $383,800 (+4.01%) Land $119,300 Building $264,500 | |
| 2025 | $3,805.00 (+11.91%) Homeowner's exemption | ||
| 2023 | $3,400.00 Homeowner's exemption | $332,400 | $369,000 Land $113,300 Building $255,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 6 (2003–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRETON BAY serves 1,012 people · EPA ID MD0180001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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