4075 Windermere Ln, Oshkosh, WI 54902 Property Records

Winnebago County property record for 4075 Windermere Ln, Oshkosh, WI 54902

Property Summary

Property Type	Single Family Home
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Jul 2014)
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-0233-04`

Property Details

APN / Parcel Number

Primary APN	`004-0233-04`
Alternative APN	`14831`

Exterior

Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	14831
Street Address	4075 WINDERMERE LN
City	OSHKOSH
State	WI
Zip	54902-7342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT GOV LOT 1 COM ON S L & SW COR REPLAT OF WINDEMERE NLY ALG PLAT 180.8 FT WLY 114.6 FT S 179.9 FT TO S L OF GOV LOT 1 E 141.4 FT TO BEG .53 A.
Legal Range	17E
Legal Township	17N
Legal Section	07
Legal Subdivision	TOWN OF BLACK WOLF
Legal Lot Number	1
Jurisdiction	WINNEBAGO WI
Township / Civil Division	BLACK WOLF
Census Block Group	2
Census Block	2005
Census Tract	1900

Owner

Source: Winnebago County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4075 WINDERMERE LN, OSHKOSH, WI 54902-7342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2014 · Amount on Record
Deed Sale	Jul 25, 2014 · Amount on Record
Prior Sale	Aug 31, 2006 · Amount on Record
Deed Document Number	20141668431
Last Transfer Date	Aug 18, 2026
Transfer Doc	0001973878
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Aug 24, 2026
Property Address	4075 WINDERMERE LN, OSHKOSH, WI 54902-7342
Document Number	0001973878
Instrument Date	Aug 18, 2026
Instrument	20261973878
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 WINDERMERE LN, OSHKOSH, WI 54902-7342

Mortgage

Document Number	0001973879,
Date	Aug 24, 2026
Instrument	20261973879

Lender

Name	COMMUNITY FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
County Subdivision	Black Wolf Town
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,796.00 (+9.13%)	$260,400 (+59.75%) Land $39,000 Building $221,400
2024	$2,562.00 (-10.17%)
2023	$2,852.00 (+1.42%) Homeowner's exemption	$163,000 (-) Land $29,000 Building $134,000	$236,849 (+11.86%) Land $42,139 Building $194,710
2022	$2,812.00 Homeowner's exemption	$163,000 Land $29,000 Building $134,000	$211,742 Land $37,672 Building $174,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1986–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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