4075 W Division Rd, Peru, IN 46970 Property Records

Miami County property record for 4075 W Division Rd, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 2008
Lot Size	3.73 acres (162,697 sqft)
Owner	2 Individual Names on Record
Last Sale	$383,800 (Jul 2026)
Tax Bill	$3,749 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-07-26-100-001.001-015`

Property Details

APN / Parcel Number

Primary APN	`52-07-26-100-001.001-015`
Alternative APN	`01069263345`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft
Basement Area	1,888 sqft
Finished Basement	1,888 sqft
Game Room	Game Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Brick
Roof Material	Asphalt
Lot Area	162,697 sqft (3.73 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01069263345
Street Address	4075 W DIVISION RD
City	PERU
State	IN
Zip	46970-8051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE FRL1/4 26-27-03 3.735 ACRES DA 645 29 096 00601
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	4
Census Block	4053
Census Tract	952100

Owner

Source: Miami County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4075 W DIVISION RD, PERU, IN 46970-8051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BANK NATIONAL ASSOCIATION
Apr 3, 2024	Deed of Trust, Mortgage · Reverse Mortgage FIRST FARMERS BANK & TRUST A STATE BANK
Dec 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	Dec 7, 2022 · Amount on Record
Deed Document Number	2026522684
Prior Transfer Date	Jul 3, 2026
Prior Transfer Doc	0000522684
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI IN
Recording Date	Jul 15, 2026
Property Address	4075 W DIVISION RD, PERU, IN 46970-8051
Document Number	0000522684
Instrument Date	Jul 3, 2026
Instrument	2026522684
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLESMART, TITLEMAX

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 W DIVISION RD, PERU, IN 46970-8051

Mortgage

Document Number	0000522685,
Date	Jul 15, 2026
Instrument	2026522685

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	4075 W DIVISION RD, PERU, IN 46970-8051
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20240521246
Date	Apr 3, 2024
Instrument	20240521246

Lender

Name	FIRST FARMERS BANK & TRUST A STATE BANK
Type	Private Party
Address	123 N JEFFERSON ST, CONVERSE, IN 46919

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 23, 2039

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI IN
Recording Date	Dec 7, 2022
Property Address	4075 W DIVISION RD, PERU, IN 46970-8051
Document Number	20220525447
Instrument Date	Nov 29, 2022
Instrument	20220525447
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 W DIVISION RD, PERU, IN 46970-8051

Mortgage

Document Number	20220525448
Date	Dec 7, 2022
Instrument	20220525448

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Margin	3
Max Rate	11.5%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,749.00 (+22.32%) Homeowner's exemption	$395,100 (+29.92%) Land $29,000 Building $366,100	$395,100 (+29.92%) Land $29,000 Building $366,100
2024	$3,065.00 (-18.33%)
2023	$3,753.00 (+17.69%)	$304,100 Land $29,000 Building $275,100	$304,100 Land $29,000 Building $275,100
2022	$3,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyewaves Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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