4075 Sunset Ter, Fremont, CA 94536 Property Records

Alameda County property record for 4075 Sunset Ter, Fremont, CA 94536

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 3 ba · 1,524 sqft · built 1989
Lot Size	0.047 acres (2,060 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Nov 2005)
Tax Bill	$9,522 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`543-394-160`

Property Details

APN / Parcel Number

Primary APN	`543-394-160`
Alternative APN	`543-0394-160-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,524 sqft Living Area

Exterior

Year Built	Built 1989
Architectural Style	Other
Construction Type	Wood
Lot Area	2,060 sqft (0.047 acres)

Location & Zoning

Street Address	4075 SUNSET TER
City	FREMONT
State	CA
Zip	94536-4653
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2000
Census Tract	441601

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4075 SUNSET TER, FREMONT, CA 94536-4653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 3, 2017	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Feb 6, 2017	Deed of Trust, Mortgage · ARM MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2005 · Amount on Record
Deed Sale	Nov 9, 2005 · Amount on Record
Prior Sale	Oct 4, 2005
Deed Document Number	2005483040
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4075 SUNSET TER, FREMONT, CA 94536-4653
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7252 OAK RIDGE CT, DUBLIN, CA 94568-4893

Mortgage

Document Number	0000194067
Date	May 24, 2021
Instrument	2021194067

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4075 SUNSET TER, FREMONT, CA 94536-4653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098685
Date	May 3, 2017
Instrument	2017098685

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4075 SUNSET TER, FREMONT, CA 94536-4653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035990
Date	Feb 6, 2017
Instrument	2017035990

Lender

Name	MB FINANCIAL BANK NA
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,522.00 (+7.57%)	$751,552 (+4.04%) Land $225,465 Building $526,087
2023	$8,852.00	$722,374 Land $216,712 Building $505,662

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet, Verizon.

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