4075 Springfield Rd, Bardstown, KY 40004 Property Records

Nelson County property record for 4075 Springfield Rd, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,550 sqft · built 1979
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on File
Last Sale	$113,600 (Dec 2015)
Tax Bill	$2,576 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63000-00-040`

Property Details

APN / Parcel Number

Primary APN	`63000-00-040`
Alternative APN	`79757`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Attached
Garage Area	1,680 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	79757
Street Address	4075 SPRINGFIELD RD
City	BARDSTOWN
State	KY
Zip	40004-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST ROLLING HILLS LT 5 & ADJ TRACT
Legal Subdivision	EAST ROLLING HILLS
Legal Lot Number	5,6
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	3
Census Block	3018
Census Tract	930500

Owner

4075 Springfield Rd is owned and occupied by an individual who bought it in December 2015.

Source: Nelson County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	4075 SPRINGFIELD RD, BARDSTOWN, KY 40004-8909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage LINCOLN NATIONAL BANK
Sep 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN NATIONAL BANK
Jul 27, 2020	Deed of Trust, Mortgage · Commercial Mortgage LINCOLN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2015 · Amount on File
Deed Sale	Dec 23, 2015 · Amount on File
Deed Document Number	201514335
Deed Book / Page	514 / 592
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	4075 SPRINGFIELD RD, BARDSTOWN, KY 40004-8909
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 SPRINGFIELD RD, BARDSTOWN, KY 40004-8909

Mortgage

Document Number	0M1520/512
Date	Oct 8, 2025
Book Page	M1520/512
Instrument	2025006670

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Amount	Amount on Record
Term	239 Months
Due	Sep 22, 2045

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	4075 SPRINGFIELD RD, BARDSTOWN, KY 40004-8909
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 SPRINGFIELD RD, BARDSTOWN, KY 40004-8909

Mortgage

Document Number	M1340/506
Date	Sep 15, 2021
Book Page	M1340/506
Instrument	2021012342

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 28, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	4075 SPRINGFIELD RD, BARDSTOWN, KY 40004-8909
Transaction Type	Mortgage
Record Updated	Aug 7, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1263/37
Date	Jul 27, 2020
Book Page	M1263/37
Instrument	2020007678

Lender

Name	LINCOLN NATIONAL BANK
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4075 Springfield Rd was $2,576.

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,576.00	$256,500 Building $256,500	$256,500 Building $256,500
2023	$2,748.00	$256,500	$256,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4075 Springfield Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4075 Springfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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