4075 River Rd, Youngstown, NY 14174 Property Records

Niagara County and Lewiston Town property record for 4075 River Rd, Youngstown, NY 14174

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 5,200 sqft · built 2004
Lot Size3.2 acres (139,392 sqft)
Owner2 Individual Names on File
Last Sale$55,000 (Apr 2004)
Tax Bill$22,317 (2026)
Deeds & MortgagesNov 2020 Loan Modification
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN292489 73.14-1-6

Property Details

APN / Parcel Number

Primary APN292489 73.14-1-6
Alternative APN
  • 24890730140001006000

Interior

Bedrooms3 Beds
Full Baths5 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area5,200 sqft Living Area
1st Floor Area5,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area139,392 sqft (3.2 acres)
Lot Width200 ft Width
Garage TypeAttached
Garage Area1,176 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area833 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4075 RIVER RD
CityYOUNGSTOWN
StateNY
Zip14174-9739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOUTSIDE 110019
Legal SubdivisionTHE MILE RESERVE
Legal Block1
Legal Lot Number6.000
JurisdictionNIAGARA NY
Township / Civil DivisionLEWISTON
Census Block Group3
Census Block3013
Census Tract24405

Owner

4075 River Rd is owned by two individuals who bought it in April 2004.

Source: Niagara County and Lewiston Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address4075 RIVER RD, LO, YOUNGSTOWN, NY 14174-9739
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Loan Modification, Mortgage · Conventional Mortgage
EVANS BK NA
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
EVANS BK NA
Feb 5, 2019Deed of Trust, Mortgage · Line of Credit
EVANS BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2004 · Amount on File
Deed SaleApr 21, 2004 · Amount on File
Prior SaleNov 21, 1994 · Amount on File
Deed Book / Page3273 / 963
Record UpdatedOct 29, 2026

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNIAGARA NY
Property Address4075 RIVER RD, YOUNGSTOWN, NY 14174-9739
Document Number0000020048
Transaction TypeMortgage
Record UpdatedJan 7, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4075 RIVER RD YOUNGSTOWN NY 141749739, YOUNGSTOWN, NY 14174-9739

Mortgage

Document Number0000020048
DateNov 25, 2020
Instrument20048
Lender
NameEVANS BK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address4075 RIVER RD, YOUNGSTOWN, NY 14174-9739
Document Number0000020047
Instrument DateNov 16, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4075 RIVER RD YOUNGSTOWN NY 141749739, YOUNGSTOWN, NY 14174-9739

Mortgage

Document Number0000020047
DateNov 25, 2020
Instrument20047
Lender
NameEVANS BK NA
TypeBank
AddressWILLIAMSVILLE, NY 14221
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 24, 2035

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address4075 RIVER RD, YOUNGSTOWN, NY 14174-9739
Document Number0000002199
Instrument DateFeb 5, 2019
Transaction TypeMortgage
Record UpdatedFeb 22, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address4075 RIVER RD YOUNGSTOWN NY 141749739, YOUNGSTOWN, NY 14174-9739

Mortgage

Document Number0000002199
DateFeb 13, 2019
Instrument2199
Lender
NameEVANS BK NA
TypeBank
AddressHAMBURG, NY 14075
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueFeb 12, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4075 River Rd was $22,317, up 2.8% from the year before.

Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionLewiston Town
Unified School DistrictLewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,317.00 (+2.83%)
2025$21,703.00$495,000 Land $85,000 Building $410,000$1,237,500 Land $212,500 Building $1,025,000
2023$495,000 Land $85,000 Building $410,000$1,076,087 Land $184,783 Building $891,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4075 River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4075 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEWISTON WATER IMPROVEMENTAREA
serves 16,257 people · EPA ID NY3100561
Water SourcePurchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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