4075 Los Altos Ct, Naples, FL 34109 Property Records

Collier County property record for 4075 Los Altos Ct, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	1,540 sqft · built 1996
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$182,122 (Jul 2010)
Tax Bill	$3,726 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`694600 4244B06`

Property Details

APN / Parcel Number

Primary APN	`694600 4244B06`
Alternative APNs	`804000122491544654244` `80400012249`

Interior

Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Concrete
Lot Area	5,227 sqft (0.12 acres)
Porch	Aluminum Porch
Porch Area	313 sqft
Deck Area	310 sqft

Location & Zoning

Street Address	4075 LOS ALTOS CT
City	NAPLES
State	FL
Zip	34109-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VILLAGE WALK PHASE FOUR LOT 424
Legal Range	26
Legal Township	49
Legal Section	6
Legal Subdivision	VILLAGE WALK PHASE 4
Legal Phase	4
Legal Tract	694600
Legal Block	4
Legal Lot Number	424
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	4
Census Block	4003
Census Tract	10434

Owner

4075 Los Altos Ct is owned and occupied by two individuals who acquired it in February 2014.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4075 LOS ALTOS CT, NAPLES, FL 34109-1309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2010 · Amount on File
Deed Sale	Jul 6, 2010 · Amount on File
Prior Sale	Jun 9, 2010
Deed Document Number	20104449554
Deed Book / Page	4583 / 1599
Last Transfer Date	Feb 13, 2014
Transfer Doc	0050083877
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4075 LOS ALTOS CT, NAPLES, FL 34109-1309
Document Number	0053682379
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 LOS ALTOS CT NAPLES FL 341091309, NAPLES, FL 34109-1309

Mortgage

Document Number	0053682379
Date	Mar 6, 2017
Book Page	005368/002379
Instrument	5374298

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4075 Los Altos Ct was $3,726 with a homeowner's exemption, down 6% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,578 (+2.7%)	$442,024 (+9.5%) Land $224,937 Building $217,087
2025	$3,726.00 (-6.03%) Homeowner's exemption	$403,679 Land $234,788 Building $168,891	$403,679 Land $234,788 Building $168,891
2024	$3,965.00 (+0.97%)
2023	$3,927.00 (-2.41%) Homeowner's exemption	$413,952 (+3%)	$439,488 (+9.35%) Land $225,205 Building $214,283
2022	$4,024.00 Homeowner's exemption	$401,895 Land $173,576 Building $228,319	$401,895 Land $173,576 Building $228,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4075 Los Altos Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 120 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4075 Los Altos Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hotwire Communications Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20