Frederick County property record for 4075 Lomar Dr, Mount Airy, MD 21771
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,196 sqft · built 1999 |
| Lot Size | 0.441 acres (19,206 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $464,900 (Dec 2017) |
| Tax Bill | $6,622 (2024) |
| Deeds & Mortgages | Dec 2021 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-397331 |
| Primary APN | 18-397331 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,196 sqft Living Area |
| 1st Floor Area | 1,458 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 19,206 sqft (0.441 acres) |
| Garage Type | Attached |
| Garage Area | 478 sqft |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Deck Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 397331 |
|---|---|
| Street Address | 4075 LOMAR DR |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-4572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 40 SEC 2 PL 5 19,206 SQ. FT. HARVEST RIDGE |
| Legal Subdivision | HARVEST RDG 05 SEC 02 |
| Legal Lot Number | 40 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 18, WOODVILLE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 751903 |
Source: Frederick County records, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4075 LOMAR DR, MOUNT AIRY, MD 21771-4572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Dec 15, 2017 | Deed, Transfer · Conventional Mortgage 1ST MARINER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on Record |
| Deed Sale | Dec 15, 2017 · Amount on Record |
| Prior Sale | Sep 20, 1999 · Amount on Record |
| Deed Document Number | 201712185-0331 |
| Deed Book / Page | 12185 / 331 |
| Prior Transfer Date | Sep 26, 2011 |
| Prior Transfer Doc | 0085480067 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4075 LOMAR DR, MOUNT AIRY, MD 21771-4572 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4075 LOMAR DR, MOUNT AIRY, MD 21771-4572 |
| Document Number | 0156060470 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 15606/470 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4075 LOMAR DR, MOUNT AIRY, MD 21771-4572 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0139770055 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 13977/55 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 15, 2017 |
| Property Address | 4075 LOMAR DR, MOUNT AIRY, MD 21771-4572 |
| Document Number | 0121850331 |
| Book / Page | 12185 / 0331 |
| Map Reference | MB59 PG109 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 12185-0331 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | HOME FIRST TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,580.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4075 LOMAR DR, MOUNT AIRY, MD 21771-4572 |
| Document Number | 121850337 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 12185-0337 |
| Name | 1ST MARINER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $576,700 (+14.8%) | $650,900 (+20.63%) Land $163,200 Building $487,700 | |
| 2024 | $6,622.00 (+10.83%) | ||
| 2023 | $5,975.00 | $502,333 | $539,600 Land $142,700 Building $396,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAM HILL ESTATES serves 1,036 people · EPA ID MD0100040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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