4075 Lake Bluff Dr, Mascotte, FL 34753 Property Records

Lake County property record for 4075 Lake Bluff Dr, Mascotte, FL 34753

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,676 sqft · built 2004
Lot Size	0.245 acres (10,660 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Nov 2022)
Tax Bill	$5,359 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-22-24-0310-000-15700`

Property Details

APN / Parcel Number

Primary APN	`03-22-24-0310-000-15700`
Alternative APNs	`242203031000015700` `3812846`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,676 sqft Living Area
Gross Area	2,076 sqft
1st Floor Area	1,676 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,660 sqft (0.245 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3812846
Street Address	4075 LAKE BLUFF DR
City	MASCOTTE
State	FL
Zip	34753-8875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARDINAL PINES ESTATES PHASE 3 PB 46 PG 77-79 LOT 157 ORB 6053 PG 1759
Legal Range	24E
Legal Township	22S
Legal Section	3
Legal Subdivision	CARDINAL PINES ESTATES PHASE 3
Legal Tract	0310
Legal Block	1
Legal Lot Number	157
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1063
Census Tract	31203

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4075 LAKE BLUFF DR, MASCOTTE, FL 34753-8875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Warranty Deed, Transfer · Seller Carry-Back SONYA MONTGOMERY
Aug 8, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 8, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 6, 2017	Warranty Deed, Transfer · Conventional Mortgage FEMBI MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Aug 8, 2022 · Amount on Record
Deed Document Number	2022149518
Deed Book / Page	6053 / 1759
Prior Transfer Date	Nov 11, 2022
Prior Transfer Doc	0060531759
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 17, 2022
Property Address	4075 LAKE BLUFF DR, MASCOTTE, FL 34753-8875
Document Number	0060531759
Book / Page	6053 / 1759
Map Reference	MB 46 PG 77-79
Instrument Date	Nov 11, 2022
Instrument	2022149518
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12145 CYPRESS LANDING AVE, CLERMONT, FL 34711-7379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 LAKE BLUFF DR, MASCOTTE, FL 34753-8875

Mortgage

Document Number	0060531761
Date	Nov 17, 2022
Instrument	6053/1761

Lender

Name	SONYA MONTGOMERY
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 8, 2022
Property Address	4075 LAKE BLUFF DR, MASCOTTE, FL 34753-8875
Document Number	0060050711
Book / Page	6005 / 711
Map Reference	MB 46 PG 77-79
Instrument Date	Jul 28, 2022
Instrument	2022107518
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,309.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	837 WOODS LANDING DR, MINNEOLA, FL 34715-6043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12145 CYPRESS LANDING AVE, CLERMONT, FL 34711-7379

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Mar 8, 2022
Property Address	4075 LAKE BLUFF DR, MASCOTTE, FL 34753-8875
Document Number	0059101462
Book / Page	5910 / 1462
Map Reference	MB 46 PG 77-79
Instrument Date	Feb 7, 2022
Instrument	2022031775
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10340 CASTILLO CT, CLERMONT, FL 34711-7224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 LAKE BLUFF DR, MASCOTTE, FL 34753-8875

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 6, 2017
Property Address	4075 LAKE BLUFF DR, MASCOTTE, FL 34753-8875
Document Number	0049680442
Book / Page	4968 / 0442
Map Reference	MB 46 PG 77-79
Instrument Date	Jun 28, 2017
Instrument	2017072528
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	RP0 TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 MANDARIN LN, 105, FRUITLAND PARK, FL 34731-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 LAKE BLUFF DR, MASCOTTE, FL 34753-8875

Mortgage

Document Number	2017072529
Date	Jul 6, 2017
Instrument	2017072529

Lender

Name	FEMBI MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mascotte City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,167 (-) Land $45,000 Building $215,167	$260,167 (-) Land $45,000 Building $215,167
2025		$260,167 (+2.7%) Land $45,000 Building $215,167	$260,167 (+2.7%) Land $45,000 Building $215,167
2024	$5,359.00 (+4.57%)
2023	$5,125.00 (+96.06%)	$253,335 (+63.42%)	$253,335 (+10.68%) Land $45,000 Building $208,335
2022	$2,614.00 Homeowner's exemption	$155,020	$228,880 Land $45,000 Building $183,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink.

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