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4075 Harbor Dr, Carlsbad, CA 92008 Property Records

San Diego County property record for 4075 Harbor Dr, Carlsbad, CA 92008 · Last verified August 2026

Property Summary

Property TypeMulti-Family Dwellings
Details5 bd · 3 ba · 2,299 sqft · built 1970
Lot Size0.266 acres (11,572 sqft)
Owner2 Company Names on File
Tax Bill$2,646 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Apr 2026 Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN206-101-06-00

Property Details

APN / Parcel Number

Primary APN206-101-06-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Units2 Units
Building Area2,299 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleMulti-Family
Lot Area11,572 sqft (0.266 acres)
Garage TypeCarport
CarportCarport

Location & Zoning

Street Address4075 HARBOR DR
CityCARLSBAD
StateCA
Zip92008-4114
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionLOT 6 TR 003386
Legal SubdivisionHARBOR ESTATES
Legal Tract003386
Legal Block2
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2002
Census Tract17902

Owner

Source: San Diego County records · APN 206-101-06-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4075 HARBOR DR, CARLSBAD, CA 92008-4114
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Apr 01, 2026Gift Deed, Transfer · Reverse Mortgage
MUTUAL/OMAHA MORTGAGE LLC
Mar 11, 2019Deed of Trust, Mortgage · ARM
MUFG UNION BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMar 26, 2026
Transfer Doc0000088321
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4075 HARBOR DR, CARLSBAD, CA 92008-4114
Transaction TypeMortgage
Record UpdatedApr 08, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4075 HARBOR DR, CARLSBAD, CA 92008-4114

Mortgage

Document Number0000214074
DateAug 08, 2023
Instrument2023-0214074
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 11, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionSAN DIEGO CA
Recording DateApr 01, 2026
Property Address4075 HARBOR DR, CARLSBAD, CA 92008-4114
Document Number0000088321
Instrument DateMar 26, 2026
Instrument202688321
Transaction TypeTransfer
Record UpdatedJul 13, 2026
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4075 HARBOR DR, CARLSBAD, CA 92008-4114

Mortgage

Document Number0000088322,
DateApr 01, 2026
Instrument202688322
Lender
NameMUTUAL/OMAHA MORTGAGE LLC
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term999 Months
Interest
Rate6.01%
Max Rate-1%

Mortgage

Document Number0000088323,
DateApr 01, 2026
Instrument202688323
Lender
NameFEDERAL HOUSING COMMISSIONER
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate6.01%
Max Rate-1%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4075 HARBOR DR, CARLSBAD, CA 92008-4114
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000086305
DateMar 11, 2019
Instrument2019-0086305
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateApr 01, 2026
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change6.87%
Index1-Year LIBOR
Max Rate10.8%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Unified School DistrictCarlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$250,289 (+2%) Land $43,326 Building $206,963
2025$2,646.00 (+3.56%) Homeowner's exemption$245,382 (+4.04%) Land $42,477 Building $202,905
2024$2,555.00 (+0.59%)
2023$2,540.00 (+1.64%) Homeowner's exemption$235,856 Land $40,829 Building $195,027
2022$2,499.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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