4075 FM 2578, Terrell, TX 75160 Property Records

Kaufman County property record for 4075 FM 2578, Terrell, TX 75160 · Last verified November 2025

Property Summary

Property Type	Rural Home
Details	2 ba · 1,756 sqft · built 1989
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Tax Bill	$2,369 (2024)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R14270`

Property Details

APN / Parcel Number

Primary APN	`R14270`
Alternative APN	`99.0528.0000.0215.00.03.00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,756 sqft Living Area
1st Floor Area	1,756 sqft

Exterior

Year Built	Built 1989
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Porch	Covered Porch
Porch Area	349 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R14270
Old Parcel Number	99052800000215000300
Street Address	4075 FM 2578
City	TERRELL
State	TX
Zip	75160-7623
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SAMUEL THOMPSON, TRACT 215.00; 10. ACRES
Legal Subdivision	SAMUEL THOMPSON
Legal Tract	215.00
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL SOUTH
Census Block Group	2
Census Block	2002
Census Tract	50701

Owner

Source: Kaufman County records · APN R14270

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4075 FM 2578, TERRELL, TX 75160-7623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2014
Deed Sale	Jun 27, 2014
Deed Document Number	2014-0010779
Deed Book / Page	4590 / 518
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	4075 FM 2578, TERRELL, TX 75160-7623
Transaction Type	Mortgage
Record Updated	Nov 03, 2025
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0068250425
Date	Feb 05, 2021
Book Page	6825/425
Instrument	2021-0005060

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Kaufman County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Kaufman Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$206,403 (+5.81%) Land $64,000 Building $142,403	$206,403 (+5.81%) Land $64,000 Building $142,403
2024	$2,369.00 (+26.08%)
2023	$1,879.00 (-25.35%) Homeowner's exemption	$195,077 Land $64,000 Building $131,077	$195,077 Land $64,000 Building $131,077
2022	$2,517.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kaufman County (48257C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	About 1 in 699 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.