4075 Edsel Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4075 Edsel Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	1,458 sqft Heated Area
Lot Size	105,067 sqft (2.41 acres)
Occupancy	Owner Occupied
Last Sale	$51,500 (2013)
Tax Bill	$2,804.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`89097`
Alternative APN	`012730495000010270`

Interior

Full Baths	2 Baths
Building Area	1,458 sqft Heated Area
1st Floor	1,458 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1980
Exterior Material	Aluminum Siding Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	105,067 sqft (2.41 acres)
Shed	1 Shed
Shed Area	63 sqft Shed
Utility Building	720 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	89097
Street Address	4075 EDSEL AVE
City	SAINT CLOUD
State	FL
Zip	34772-8137
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 21 N 165 FT OF LOT 27 LESS W 7.5 FT
Legal Range	30E
Legal Township	27S
Legal Section	01
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	27
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1004
Census Tract	43205

Owner

Source: Osceola County records · APN 89097

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4075 EDSEL AVE, SAINT CLOUD, FL 34772-8137
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2013 · Amount on Record
Deed Sale	Jan 25, 2013 · Amount on Record
Prior Sale	Sep 28, 2012
Deed Doc Number	2013013695
Deed Book / Page	4386 / 1118
Record Refreshed	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4075 EDSEL AVE, SAINT CLOUD, FL 34772-8137
Document Number	0052602524
Book / Page	005260 / 002524
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Feb 06, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	4075 EDSEL AVE ST CLOUD FL 347728137, ST CLOUD, FL 34772-8137

Mortgage

Document Number	0052602524
Date	Dec 28, 2017
Book Page	005260/002524
Instrument	184567

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 27, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,804.00 (+14.82%) Homeowner's exemption	$196,585 (+13.16%)	$275,900 (+16.51%) Land $156,800 Building $119,100
2023	$2,442.00 (+8.73%) Homeowner's exemption	$173,724 (+9.15%)	$236,800 (+12.28%) Land $121,800 Building $115,000
2022	$2,246.00 Homeowner's exemption	$159,163	$210,900 Land $108,500 Building $102,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 412 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.