4075 Crump Rd, Winter Haven, FL 33881 Property Records

Polk County property record for 4075 Crump Rd, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 930 sqft · built 1940
Lot Size	0.387 acres (16,849 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Apr 2021)
Tax Bill	$3,024 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-17-828500-000046`

Property Details

APN / Parcel Number

Primary APN	`27-28-17-828500-000046`
Alternative APNs	`172827828500000046` `72827000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	930 sqft Living Area
1st Floor Area	930 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	16,849 sqft (0.387 acres)
Lot Dimensions	254 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	672 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	326 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	4075 CRUMP RD
City	WINTER HAVEN
State	FL
Zip	33881-8219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP SURVEYED BY JA HANCOCK SUB PB 5 PG 21 W1/2 OF W1/2 OF SW1/4 OF SE1/4 AND THAT PART OF SE1/4 OF SW1/4 THAT EXTENDS OUT OF LAKE HAMILTON PB 5 PG 21 LOT 4 S 50 FT OF W 778 FT & RIPARIAN RT LESS RD R/W & LESS E 418 FT
Legal Range	27E
Legal Township	28S
Legal Section	17
Legal Subdivision	HANCOCK J A SUBDIVISION
Legal Block	2
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2001
Census Tract	14123

Owner

4075 Crump Rd is owned and occupied by two individuals who bought it in April 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4075 CRUMP RD, WINTER HAVEN, FL 33881-8219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Warranty Deed, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Apr 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 19, 2018	Warranty Deed, Transfer REAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP
Jun 21, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Oct 2, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Deed Document Number	2021111098
Deed Book / Page	11693 / 96
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 29, 2021
Property Address	4075 CRUMP RD, WINTER HAVEN, FL 33881-8219
Document Number	0000111098
Book / Page	11693 / 96
Map Reference	MB 5 PG 21
Instrument Date	Apr 27, 2021
Instrument	2021111098
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	LP TITLE SERVICES LLC, LP TITLE SERVICE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7505 COUNTY ROAD 561, 7505, CLERMONT, FL 34714-9797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 CRUMP RD, WINTER HAVEN, FL 33881-8219

Mortgage

Document Number	0001169397
Date	Apr 29, 2021
Instrument	11693/97

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Apr 10, 2019
Property Address	4075 CRUMP RD, WINTER HAVEN, FL 33881-8219
Document Number	0108060653
Book / Page	010806 / 000653
Instrument Date	Apr 4, 2019
Instrument	72955
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	150 KITTO LN DUNDEE FL 338384166, DUNDEE, FL 33838-4166

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 19, 2018
Property Address	4075 CRUMP RD, WINTER HAVEN, FL 33881-8219
Document Number	0106741362
Book / Page	010674 / 001362
Instrument Date	Nov 13, 2018
Instrument	241769
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	REAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP

Transaction

Amount	Amount on Record
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7505 COUNTY ROAD 561 CLERMONT FL 347149797, CLERMONT, FL 34714-9797

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 21, 2018
Property Address	4075 CRUMP RD, WINTER HAVEN, FL 33881-8219
Document Number	0105241578
Book / Page	010524 / 001578
Instrument Date	Jun 20, 2018
Instrument	132871
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,036.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 KITTO LN DUNDEE FL 338384166, DUNDEE, FL 33838-4166

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 2, 2017
Property Address	4075 CRUMP RD, WINTER HAVEN, FL 33881-8219
Document Number	0102740453
Book / Page	010274 / 000453
Instrument Date	Sep 27, 2017
Instrument	187496
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4881 CYPRESS WOODS DR ORLANDO FL 328113800, ORLANDO, FL 32811-3800

Tax Assessment & Valuation

The 2025 property tax bill for 4075 Crump Rd was $3,024 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lake Hamilton Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,517 (-2.52%) Land $57,225 Building $132,292	$189,517 (-2.52%) Land $57,225 Building $132,292
2025	$3,024.00 Homeowner's exemption	$194,420 Land $57,225 Building $137,195	$194,420 Land $57,225 Building $137,195
2023	$3,236.00 (+3.35%) Homeowner's exemption	$185,987 (+3%)	$199,591 (+10.53%) Land $55,590 Building $144,001
2022	$3,131.00 Homeowner's exemption	$180,570 Land $46,325 Building $134,245	$180,570 Land $46,325 Building $134,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4075 Crump Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4075 Crump Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LAKE HAMILTON serves 2,430 people · EPA ID FL6530977
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Haloacetic acids not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications, Verizon.

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