Guilford County property record for 4075 Cosway Ct, High Point, NC 27265
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,526 sqft · built 2014 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,000 (Dec 2014) |
| Tax Bill | $3,930 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6893433568-000 |
| Primary APN | 6893433568-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,526 sqft Living Area |
| Gross Area | 2,926 sqft |
| 1st Floor Area | 1,115 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 85 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4075 COSWAY CT |
|---|---|
| City | HIGH POINT |
| State | NC |
| Zip | 27265-1571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | MEADOW VALLEY LO:149 PH:1 B PL:173-25 |
| Legal Township | 18 |
| Legal Subdivision | MEADOW VALLEY |
| Legal Block | 1 |
| Legal Lot Number | 149 |
| Jurisdiction | GUILFORD NC |
| Township / Civil Division | DEEP RIVER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 16203 |
4075 Cosway Ct is owned and occupied by two individuals who bought it in December 2014.
Source: Guilford County records, as of January 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4075 COSWAY CT, HIGH POINT, NC 27265-1571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2014 · Amount on File |
| Deed Sale | Dec 18, 2014 · Amount on File |
| Prior Sale | Dec 18, 2014 · Amount on File |
| Deed Document Number | 201463786 |
| Deed Book / Page | 7660 / 1689 |
| Prior Transfer Date | Dec 3, 2014 |
| Prior Transfer Doc | 0076601687 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 4075 COSWAY CT, HIGH POINT, NC 27265-1571 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4075 COSWAY CT, HIGH POINT, NC 27265-1571 |
| Document Number | 0090081750 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 9008/1750 |
| Instrument | 2026003006 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 4075 COSWAY CT, HIGH POINT, NC 27265-1571 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0084212179 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 8421/2179 |
| Instrument | 2021019933 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 4075 Cosway Ct was $3,930.
Source: Guilford County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Guilford County |
| Municipality | High Point City |
| Unified School District | Guilford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,930.00 | $285,200 Land $60,000 Building $225,200 | $285,200 Land $60,000 Building $225,200 |
| 2024 | $3,930.00 (+2.24%) | ||
| 2023 | $3,844.00 | $285,200 Land $60,000 Building $225,200 | $285,200 (-) Land $60,000 Building $225,200 |
| 2022 | $285,200 Land $60,000 Building $225,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4075 Cosway Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4075 Cosway Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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