4075 Candle Light Dr, Dayton, MD 21036 Property Records

Howard County property record for 4075 Candle Light Dr, Dayton, MD 21036

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,371 sqft · built 2014
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (May 2013)
Tax Bill	$14,731 (2026)
Deeds & Mortgages	Apr 2024 Second Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-447240`

Property Details

APN / Parcel Number

Primary APN	`05-447240`
Alternative APN	`447240`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,371 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft
Patio Area	630 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	447240
Street Address	4075 CANDLE LIGHT DR
City	DAYTON
State	MD
Zip	21036-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRDEO
Legal Description	LOT 22 1.4813 A 4075 CANDLE LIGHT DR CASTLEBERRY AT TEN OAKS
Legal Subdivision	CASTLEBURY AT TEN OAKS
Legal Block	9999
Legal Lot Number	22
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2001
Census Tract	605104

Owner

4075 Candle Light Dr is owned and occupied by two individuals who bought it in May 2013.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4075 CANDLE LIGHT DR, DAYTON, MD 21036-1142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2013 · Amount on File
Deed Sale	May 9, 2013 · Amount on File
Deed Book / Page	14902 / 398
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	4075 CANDLE LIGHT DR, DAYTON, MD 21036-1142
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 CANDLE LIGHT DR, DAYTON, MD 21036-1142

Mortgage

Document Number	0223100264
Date	Apr 5, 2024
Book Page	22310/264

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2034

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	4075 CANDLE LIGHT DR, DAYTON, MD 21036-1142
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4075 CANDLE LIGHT DR, DAYTON, MD 21036-1142

Mortgage

Document Number	0208900470
Date	Sep 10, 2021
Book Page	20890/470

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4075 Candle Light Dr was $14,731 with a homeowner's exemption, down 0.8% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,731.00 (-0.77%) Homeowner's exemption	$1,158,900 (+3.16%)	$1,229,900 (+9.48%) Land $311,000 Building $918,900
2025	$14,846.00 Homeowner's exemption	$1,123,400 Land $281,000 Building $842,400	$1,123,400 Land $281,000 Building $842,400
2023		$980,133	$1,123,400 Land $281,000 Building $842,400
2022	$10,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4075 Candle Light Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2012–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4075 Candle Light Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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