4075 Bedford Ave, Winter Haven, FL 33884 Property Records

Polk County property record for 4075 Bedford Ave, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 2018
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Jul 2018)
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-13-687554-000630`

Property Details

APN / Parcel Number

Primary APN	`26-29-13-687554-000630`
Alternative APNs	`132926687554000630` `32926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,888 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,888 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,621 sqft (0.152 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Screened/Unfinished Porch
Porch Area	174 sqft

Location & Zoning

Street Address	4075 BEDFORD AVE
City	WINTER HAVEN
State	FL
Zip	33884-5233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRADITIONS PHASE 2 PB 141 PGS 37-40 LOT 63
Legal Range	26E
Legal Township	29S
Legal Section	13
Legal Subdivision	TRADITIONS PHASE 2
Legal Phase	2
Legal Tract	687554
Legal Block	1
Legal Lot Number	63
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	1
Census Block	1022
Census Tract	14401

Owner

4075 Bedford Ave is owned and occupied by two individuals who bought it in July 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4075 BEDFORD AVE, WINTER HAVEN, FL 33884-5233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018 · Amount on File
Deed Sale	Jul 6, 2018 · Amount on File
Prior Sale	Sep 30, 2016 · Amount on File
Deed Document Number	2018143677
Deed Book / Page	10540 / 48
Record Updated	Oct 29, 2026

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jul 6, 2018
Property Address	4075 BEDFORD AVE, WINTER HAVEN, FL 33884-5233
Document Number	0105400048
Book / Page	010540 / 000048
Instrument Date	Jun 29, 2018
Instrument	143677
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 19, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,701.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4075 BEDFORD AVE WINTER HAVEN FL 338845233, WINTER HAVEN, FL 33884-5233

Mortgage

Document Number	105400052
Date	Jul 6, 2018
Book Page	010540/000052
Instrument	143678

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4075 Bedford Ave was $2,907 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,312 (+2.7%)	$247,166 (-9.97%) Land $60,000 Building $187,166
2025	$2,907.00 Homeowner's exemption	$198,941	$274,546 Land $60,000 Building $214,546
2023	$2,736.00 (+3.09%) Homeowner's exemption	$187,703 (+3%)	$269,233 (+8.45%) Land $58,000 Building $211,233
2022	$2,654.00 Homeowner's exemption	$182,236	$248,257 Land $48,000 Building $200,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4075 Bedford Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4075 Bedford Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20