4075 4th St, Surf City (Holly Ridge), NC 28445 Property Records

Onslow County property record for 4075 4th St, Surf City, NC 28445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 4,025 sqft · built 2023
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Sep 2011)
Tax Bill$8,301 (2026)
Deeds & MortgagesMay 2021 Sale
Flood ZoneZone VE (high risk)
APN800-78

Property Details

APN / Parcel Number

Primary APN800-78
Alternative APNs
  • 473117000
  • 009664

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area4,025 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Lot Area7,841 sqft (0.18 acres)
View / LotWaterfront - Canal

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number473117000
Street Address4075 4TH ST
CitySURF CITY
StateNC
Zip28445-8632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMHS
Legal DescriptionL31 S3 B42 OLD SETTLERS BEACH
Legal SubdivisionOLD SETTLERS BEACH SEC 3
Legal Block42
Legal Lot Number31
JurisdictionONSLOW NC
Township / Civil DivisionSTUMP SOUND
Census Block Group1
Census Block1062
Census Tract403

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1086, BEULAVILLE, NC 28518-1086
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2011 · Amount on Record
Deed SaleSep 22, 2011 · Amount on Record
Deed Book / Page3654 / 638
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateMay 27, 2021
Property Address4075 4TH ST, SURF CITY, NC 28445-8632
Document Number0054730820
Book / Page5473 / 820
Map ReferenceMB 11 PG 32
Instrument DateMay 24, 2021
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount Recorded
Tax$482.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address206 OLD US 42 HWY SOUTH, 206, DUNN, NC 28334

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1086, BEULAVILLE, NC 28518-1086

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
MunicipalitySurf City Town
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,301.00 (+294.72%)$1,871,121 (+482.72%) Land $500,000 Building $1,371,121$1,871,121 (+482.72%) Land $500,000 Building $1,371,121
2023$2,103.00$321,100 Land $315,000 Building $6,100$321,100 Land $315,000 Building $6,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 1,239 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,682 units insured
incl. 443 condo units
Nearby Flood Claims2,537 (1983–2025)
Claims Outside the SFHA21 of 2,537
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 420 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 545 claims
  • Hurricane Fran, Oct 1996 · 671 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th St

Nearby Streets

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