4074 Montgomery Dr, Lorain, OH 44053 Property Records

Lorain County property record for 4074 Montgomery Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,304 sqft · built 2014
Lot Size	0.6 acres (29,872 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Apr 2020)
Tax Bill	$1,636 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-010-000-430`

Property Details

APN / Parcel Number

Primary APN	`02-02-010-000-430`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,304 sqft Living Area
Gross Area	2,334 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	29,872 sqft (0.6 acres)
Lot Dimensions	183 ft deep x 163 ft wide
Garage Type	Attached
Garage Area	30 sqft
Porch	Open Porch
Porch Area	20 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4074 MONTGOMERY DR
City	LORAIN
State	OH
Zip	44053-4442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COURTYARD AT MARTINS RUN 1 63.10 X 183.15
Legal Subdivision	COURTYARD AT MARTINS RUN 1
Legal Lot Number	33
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2017
Census Tract	97202

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4074 MONTGOMERY DR, LORAIN, OH 44053-4442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Jun 2, 2020	Grant Deed, Transfer REINHARDT AND ASSOC INC, REINHARDT & ASSOC INC
Apr 27, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	Jan 14, 2015 · Amount on Record
Deed Document Number	2020757820
Prior Transfer Date	Apr 24, 2020
Prior Transfer Doc	0000757820
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 6, 2020
Property Address	4074 MONTGOMERY DR, LORAIN, OH 44053-4442
Document Number	0000772714
Instrument Date	Aug 4, 2020
Instrument	772714
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4074 MONTGOMERY DR LORAIN OH 440534442, LORAIN, OH 44053-4442

Mortgage

Document Number	772715
Date	Aug 6, 2020
Instrument	772715

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 2, 2020
Property Address	4074 MONTGOMERY DR, LORAIN, OH 44053-4442
Document Number	0000762808
Instrument Date	May 6, 2020
Instrument	762808
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	REINHARDT AND ASSOC INC, REINHARDT & ASSOC INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

April 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 27, 2020
Property Address	4074 MONTGOMERY DR, LORAIN, OH 44053-4442
Document Number	0000757820
Instrument Date	Apr 24, 2020
Instrument	757820
Transaction Type	Foreclosure
Record Updated	May 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$680.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	475 CROSSPOINT PKWY GETZVILLE NY 140681609, GETZVILLE, NY 14068-1609
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,636.00 (+125.03%) Homeowner's exemption	$102,510 (+485.77%) Land $17,500 Building $85,010	$292,890 (+485.78%) Land $50,000 Building $242,890
2024	$727.00 (-12.93%)	$17,500 (+3.18%) Land $17,500	$50,000 (+3.18%) Land $50,000
2023	$835.00 (+4.11%)	$16,961 (+0.01%) Land $16,961	$48,460 (-) Land $48,460
2022	$802.00	$16,960 Land $16,960
2021			$48,460 Land $48,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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