Forsyth County property record for 4074 Monteray Cir, High Point, NC 27265
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,459 sqft · built 2023 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $346,500 (Dec 2023) |
| Tax Bill | $4,458 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6882-97-1443.00 |
| Primary APN | 6882-97-1443.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,459 sqft Living Area |
| 1st Floor Area | 1,009 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 400 sqft |
| Porch | Open Frame Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4074 MONTERAY CIR |
|---|---|
| City | HIGH POINT |
| State | NC |
| Zip | 27265-1142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS20 |
| Legal Description | RICH FORK HEIGHTS LO:99 PH:1 BL:5612A PL:75-148 |
| Legal Subdivision | RICH FORK HEIGHTS |
| Legal Block | 5612A |
| Legal Lot Number | 99 |
| Jurisdiction | FORSYTH NC |
| Township / Civil Division | ABBOTTS CREEK |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 3313 |
Source: Forsyth County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4074 MONTERAY CIR, HIGH POINT, NC 27265-1142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Line of Credit FINANCIAL FEDERAL CREDIT INC |
| Dec 6, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK |
| Jul 3, 2023 | Warranty Deed, Transfer INDEPENDENCE TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2023 · Amount on Record |
| Deed Sale | Dec 6, 2023 · Amount on Record |
| Prior Sale | Jul 3, 2023 · Amount on Record |
| Deed Document Number | 202341301 |
| Deed Book / Page | 3784 / 2597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH NC |
| Recording Date | Aug 17, 2026 |
| Property Address | 4074 MONTERAY CIR, HIGH POINT, NC 27265-1142 |
| Document Number | 0000030244 |
| Book / Page | 3942 / 3225 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202630244 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4074 MONTERAY CIR, HIGH POINT, NC 27265-1142 |
| Document Number | 0000030244, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 3942/3225 |
| Instrument | 202630244 |
| Name | FINANCIAL FEDERAL CREDIT INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH NC |
| Recording Date | Dec 6, 2023 |
| Property Address | 4074 MONTERAY CIR, HIGH POINT, NC 27265-1142 |
| Document Number | 0037842597 |
| Book / Page | 3784 / 2597 |
| Map Reference | MB 75 PG 148 |
| Instrument Date | Dec 5, 2023 |
| Instrument | 2023041301 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 4074 MONTERAY CIR, HIGH POINT, NC 27265-1142 |
| Document Number | 2023041302 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 2023041302 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH NC |
| Recording Date | Jul 3, 2023 |
| Property Address | 4074 MONTERAY CIR, HIGH POINT, NC 27265-1142 |
| Document Number | 0037613958 |
| Book / Page | 3761 / 3958 |
| Map Reference | MB 75 PG 148 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023022420 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 331 HIGH ST, WINSTON SALEM, NC 27101-5234 |
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR STE 104, 104, MONROE, NC 28110-5632 |
| Investor | Possibly a Property Investor |
Source: Forsyth County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Forsyth County |
| Municipality | High Point City |
| Unified School District | Forsyth County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,458.00 (+546.09%) | $400,300 (+651.03%) Land $65,000 Building $335,300 | $400,300 (+651.03%) Land $65,000 Building $335,300 |
| 2023 | $690.00 | $53,300 Land $53,300 | $53,300 Land $53,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1983) |
| Most Recent Claim | Jun 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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