4074 Libbie Dr, Clio, MI 48420 Property Records

Genesee County property record for 4074 Libbie Dr, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,844 sqft · built 1972
Lot Size	0.706 acres (30,753 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Aug 2026)
Tax Bill	$4,345 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-21-528-005`

Property Details

APN / Parcel Number

Primary APN	`18-21-528-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,844 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	30,753 sqft (0.706 acres)
Lot Dimensions	212 ft deep x 145 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4074 LIBBIE DR
City	CLIO
State	MI
Zip	48420-8202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 58 RUNNELLS ACRES NO 2
Legal Subdivision	RUNNELLS ACRES 2
Legal Lot Number	58
Jurisdiction	GENESEE MI
Township / Civil Division	VIENNA
Census Block Group	2
Census Block	2001
Census Tract	10116

Owner

Source: Genesee County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4074 LIBBIE DR, CLIO, MI 48420-8202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · FHA Mortgage ICON MORTGAGE LENDING
Aug 18, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Mar 18, 2024	Intrafamily Transfer, Transfer
Jul 12, 2023	Warranty Deed, Transfer · Conventional Mortgage ICON MORTGAGE LENDING INC
Nov 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Jul 12, 2023 · Amount on Record
Deed Document Number	202647694
Prior Transfer Date	Jun 15, 2023
Prior Transfer Doc	0000011705
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Jul 30, 2026
Property Address	4074 LIBBIE DR, CLIO, MI 48420-8202
Document Number	0000045068
Instrument Date	Jul 28, 2026
Instrument	202645068
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11480 COLLINGWOOD CT, CLIO, MI 48420-1719

Mortgage

Document Number	0000045068,
Date	Jul 30, 2026
Instrument	202645068

Lender

Name	ICON MORTGAGE LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 18, 2026
Property Address	4074 LIBBIE DR, CLIO, MI 48420-8202
Document Number	0000047694
Instrument Date	Jul 28, 2026
Instrument	202647694
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$251,025.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4074 LIBBIE DR, CLIO, MI 48420-8202

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Mar 18, 2024
Property Address	4074 LIBBIE DR, CLIO, MI 48420-8202
Document Number	0000011705
Map Reference	LB 45 PG 46
Instrument Date	Jun 15, 2023
Instrument	202403180011705
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4074 LIBBIE DR, CLIO, MI 48420-8202

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 12, 2023
Property Address	4074 LIBBIE DR, CLIO, MI 48420-8202
Document Number	0000040425
Instrument Date	Jun 15, 2023
Instrument	202307120040425
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10345 MONTROSE DR, MANCELONA, MI 49659-8919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2360 MCCOMB DR, CLIO, MI 48420-1055

Mortgage

Document Number	0000040426
Date	Jul 12, 2023
Instrument	202307120040426

Lender

Name	ICON MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 30, 2018
Property Address	4074 LIBBIE DR, CLIO, MI 48420-8202
Document Number	0000100115
Instrument Date	Nov 30, 2018
Instrument	100115
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4074 LIBBIE DR CLIO MI 484208202, CLIO, MI 48420-8202

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Vienna Charter Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,300 (+5.35%)	$228,600 (+5.35%)
2025	$4,345.00 (+14.64%) Homeowner's exemption	$108,500 (+27.8%)	$217,000 (+27.8%)
2024	$3,790.00 (+78.27%)
2023		$84,900 (+6.13%)	$169,800 (+6.13%)
2022		$80,000	$160,000
2019	$2,126.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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