40738 Orkney Ct, Aldie, VA 20105 Property Records

Loudoun County property record for 40738 Orkney Ct, Aldie, VA 20105

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,960 sqft · built 2018
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$800,481 (Sep 2018)
Tax Bill	$11,353 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`285-36-3520-000`

Property Details

APN / Parcel Number

Primary APN	`285-36-3520-000`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Stories	2 Stories
Building Area	5,960 sqft Living Area
Basement Area	1,750 sqft
Finished Basement	1,750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	40738 ORKNEY CT
City	ALDIE
State	VA
Zip	20105-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR1UBF
Legal Description	WESTBURY GLEN LOT 8 201609220062867/8P
Legal Subdivision	WESTBURY GLEN
Legal Block	2
Legal Lot Number	8
Jurisdiction	LOUDOUN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2008
Census Tract	611029

Owner

40738 Orkney Ct is owned and occupied by two individuals who bought it in September 2018.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40738 ORKNEY CT, ALDIE, VA 20105-4115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit OUR FEDERAL CREDIT UNION
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit BETH PAGE FEDERAL CREDIT UNION
Jul 9, 2021	Deed of Trust, Mortgage · Line of Credit BETH PAGE FEDERAL CREDIT UNION
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARC HM LLC
Aug 6, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK/PA
Sep 5, 2018	Grant Deed, Transfer · Conventional with PMI EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018 · Amount on File
Deed Sale	Sep 5, 2018 · Amount on File
Deed Document Number	201852262
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Recording Date	Apr 2, 2026
Property Address	40738 ORKNEY CT, ALDIE, VA 20105-4115
Document Number	0000016447
Instrument Date	Feb 6, 2026
Instrument	202616447
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40738 ORKNEY CT, ALDIE, VA 20105-4115

Mortgage

Document Number	0000016447,
Date	Apr 2, 2026
Instrument	202616447

Lender

Name	OUR FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2056

Interest

Rate	6.16%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	40738 ORKNEY CT, ALDIE, VA 20105-4115
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000609
Date	Jan 4, 2022
Instrument	202201040000609

Lender

Name	BETH PAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 28, 2051

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	40738 ORKNEY CT, ALDIE, VA 20105-4115
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074839
Date	Jul 9, 2021
Instrument	202107090074839

Lender

Name	BETH PAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 28, 2051

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	40738 ORKNEY CT, ALDIE, VA 20105-4115
Document Number	20201015096724
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40738 ORKNEY CT ALDIE VA 201054115, ALDIE, VA 20105-4115

Mortgage

Document Number	20201015096724
Date	Oct 15, 2020
Instrument	96724

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	40738 ORKNEY CT, ALDIE, VA 20105-4115
Document Number	20200623048464
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40738 ORKNEY CT ALDIE VA 201054115, ALDIE, VA 20105-4115

Mortgage

Document Number	20200623048464
Date	Jun 23, 2020
Instrument	48464

Lender

Name	ARC HM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	40738 ORKNEY CT, ALDIE, VA 20105-4115
Document Number	20190812046118
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40738 ORKNEY CT ALDIE VA 201054115, ALDIE, VA 20105-4115

Mortgage

Document Number	20190812046118
Date	Aug 12, 2019
Instrument	46118

Lender

Name	FIRST NAT'L BK/PA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

Interest

Rate Type	Fixed Rate

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUDOUN VA
Recording Date	Sep 5, 2018
Property Address	40738 ORKNEY CT, ALDIE, VA 20105-4115
Document Number	20180905052262
Instrument Date	Aug 31, 2018
Instrument	52262
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40738 ORKNEY CT ALDIE VA 201054115, ALDIE, VA 20105-4115

Mortgage

Document Number	20180905052263
Date	Sep 5, 2018
Instrument	52263

Lender

Name	EAGLE HM MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 40738 Orkney Ct was $11,353, up 1% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,353.00 (+0.99%)	$1,410,380 (+0.99%) Land $351,200 Building $1,059,180	$1,410,380 (+0.99%) Land $351,200 Building $1,059,180
2025	$11,242.00	$1,396,610 Land $351,200 Building $1,045,410	$1,396,610 Land $351,200 Building $1,045,410
2023	$10,305.00	$1,177,780 Land $351,200 Building $826,580	$1,177,780 Land $351,200 Building $826,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40738 Orkney Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40738 Orkney Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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