4073 Shadowbrook Rd, Waxhaw, NC 28173 Property Records

Union County property record for 4073 Shadowbrook Rd, Waxhaw, NC 28173

Property Summary

Property Type	Other Improved
Details	5 bd · 4 ba · 2,885 sqft · built 2019
Lot Size	0.279 acres (12,153 sqft)
Owner	2 Individual Names on File
Last Sale	$681,000 (Jul 2019)
Tax Bill	$4,951 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-165-493`

Property Details

APN / Parcel Number

Primary APN	`06-165-493`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,885 sqft Living Area
1st Floor Area	1,205 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	12,153 sqft (0.279 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4073 SHADOWBROOK RD
City	WAXHAW
State	NC
Zip	28173-0291
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	CU R-3 WAX
Legal Description	#1217 MILLBRIDGE PH5 MAP2 OPCO001-005
Legal Subdivision	MILLBRIDGE
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3008
Census Tract	21013

Owner

4073 Shadowbrook Rd is owned and occupied by two individuals who acquired it in August 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4073 SHADOWBROOK RD, WAXHAW, NC 28173-0291
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 28, 2019	Deed of Trust, Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on File
Deed Sale	Jul 8, 2019 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	201919117
Deed Book / Page	7408 / 637
Last Transfer Date	Aug 30, 2021
Transfer Doc	0008231107
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4073 SHADOWBROOK RD, WAXHAW, NC 28173-0291
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4073 SHADOWBROOK RD, WAXHAW, NC 28173-0291

Mortgage

Document Number	0000920548
Date	Sep 24, 2025
Book Page	9205/48
Instrument	24673

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Sep 3, 2021
Property Address	4073 SHADOWBROOK RD, WAXHAW, NC 28173-0291
Document Number	0008231107
Book / Page	8231 / 107
Map Reference	CAB O FILE 5
Instrument Date	Aug 30, 2021
Instrument	42077
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4073 SHADOWBROOK RD, WAXHAW, NC 28173-0291

Mortgage

Document Number	0000042078
Date	Sep 3, 2021
Instrument	42078

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4073 SHADOWBROOK RD, WAXHAW, NC 28173-0291
Document Number	7341711
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4073 SHADOWBROOK RD WAXHAW NC 281730291, WAXHAW, NC 28173-0291
Investor	Possibly a Property Investor

Mortgage

Document Number	7341711
Date	Apr 1, 2019
Book Page	007341/000711
Instrument	8284

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4073 Shadowbrook Rd was $4,951.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Waxhaw Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$642,900 (-) Land $104,000 Building $538,900	$642,900 (-) Land $104,000 Building $538,900
2025	$4,951.00	$642,900 Land $104,000 Building $538,900	$642,900 Land $104,000 Building $538,900
2023	$3,860.00	$380,400 Land $70,900 Building $309,500	$380,400 Land $70,900 Building $309,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4073 Shadowbrook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4073 Shadowbrook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAARS, INC private · serves 625 people · EPA ID NC0190127
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Comporium, Windstream.

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