4073 N State Rte 48, Covington, OH 45318 Property Records

Miami County property record for 4073 N State Rte 48, Covington, OH 45318 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1961
Square Footage	2,067 sqft Living Area
Lot Size	53,056 sqft (1.21 acres)
Occupancy	Owner Occupied
Last Sale	$168,000 (2016)
Tax Bill	$2,884.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`H17-009800`
Alternative APNs	`080532.0-01-012-00` `H17NB034 01700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,067 sqft Living Area
1st Floor	1,317 sqft 1st Floor
2nd Floor	750 sqft 2nd Floor
Upper Floors	750 sqft Upper Floors
Basement Area	1,297 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1961
Architectural Style	Split Level Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Lot Area	53,056 sqft (1.21 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Basement Garage
Topography	Steep Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Old Parcel Number	H17NB034 01700
Street Address	4073 N STATE ROUTE 48
City	COVINGTON
State	OH
Zip	45318-9707
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	5-8-32 TRS 4 & 5 PT SW PT SW
Legal Range	08
Legal Township	05
Legal Section	32
Legal Tract	4-5
Jurisdiction	MIAMI OH
Minor Civil Division	NEWBERRY
Census Blockgroup	2
Census Block	2063
Census Tract	325000

Owner

Source: Miami County records · APN H17-009800

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4073 N STATE ROUTE 48, COVINGTON, OH 45318-9707
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2016 · Amount on Record
Deed Sale	Nov 15, 2016 · Amount on Record
Prior Sale	Jun 02, 2006
Deed Doc Number	0000014250
Record Refreshed	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4073 N STATE ROUTE 48, COVINGTON, OH 45318-9707
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005535
Date	May 04, 2020
Instrument	2020OR-05535

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2040

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,884.00 (+11.96%) Homeowner's exemption	$95,270 (+23.39%) Land $11,900 Building $83,370	$272,200 (+23.39%) Land $34,000 Building $238,200
2024	$2,576.00 (+2.59%) Homeowner's exemption	$77,210 (-) Land $9,100 Building $68,110
2023	$2,511.00 (-3.76%) Homeowner's exemption	$77,210 (-) Land $9,100 Building $68,110	$220,600 (-) Land $26,000 Building $194,600
2022	$2,609.00 Homeowner's exemption	$77,210 Land $9,100 Building $68,110	$220,600 Land $26,000 Building $194,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.