4073 Galapagos Way, Oxnard, CA 93035 Property Records

Ventura County property record for 4073 Galapagos Way, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,820 sqft · built 2008
Lot Size	0.094 acres (4,100 sqft)
Owner	2 Company Names on Record
Last Sale	$1,315,000 (Jul 2026)
Tax Bill	$13,334 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`188-0-292-175`

Property Details

APN / Parcel Number

Primary APN	`188-0-292-175`
Alternative APN	`1880110565`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,820 sqft Living Area
1st Floor Area	1,354 sqft
2nd Floor Area	1,466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	4,100 sqft (0.094 acres)
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	162 sqft

Location & Zoning

Street Address	4073 GALAPAGOS WAY
City	OXNARD
State	CA
Zip	93035-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 526607 LOT: 78 REF: 156MR 63
Legal Subdivision	SEABRIDGE
Legal Tract	526607
Legal Block	292
Legal Lot Number	78
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2018
Census Tract	3616

Owner

Source: Ventura County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4073 GALAPAGOS WAY, OXNARD, CA 93035-1432
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Grant Deed, Transfer · Conventional Mortgage ZIONS BANCORPORATION NA
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOGAN FINANCE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Aug 22, 2012 · Amount on Record
Deed Document Number	202659258
Prior Transfer Date	Jul 28, 2008
Prior Transfer Doc	0000117473
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 30, 2026
Property Address	4073 GALAPAGOS WAY, OXNARD, CA 93035-1432
Document Number	0000059258
Instrument Date	Jul 24, 2026
Instrument	202659258
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146,096.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	4073 GALAPAGOS WAY, OXNARD, CA 93035-1432

Mortgage

Document Number	0000059259,
Date	Jul 30, 2026
Instrument	202659259

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4073 GALAPAGOS WAY, OXNARD, CA 93035-1432
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5156 WESTERN WAY, PERRIS, CA 92571-7422

Mortgage

Document Number	2022000041255
Date	Mar 31, 2022
Instrument	2022000041255

Lender

Name	LOGAN FINANCE CORP
Type	Mortgage Company
Address	BLYTHEVILLE, AR 72315

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2062

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$624,873 (+2%) Land $297,679 Building $327,194
2025	$13,334.00 (-0.91%)	$612,621 (+4.04%) Land $291,842 Building $320,779
2024	$13,457.00 (+2.14%)
2023	$13,175.00 (+8.02%)	$588,833 Land $280,509 Building $308,324
2022	$12,197.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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